4 N Pointe Cir, Middletown, MD 21769 Property Records

Frederick County property record for 4 N Pointe Cir, Middletown, MD 21769

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,626 sqft · built 2001
Lot Size0.277 acres (12,075 sqft)
OwnerIndividual Name on File
Last Sale$640,000 (Nov 2021)
Tax Bill$6,150 (2023)
Deeds & MortgagesJan 2019 Mortgage
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-162451

Property Details

APN / Parcel Number

Primary APN03-162451
Alternative APNs
  • 3162451
  • 162451

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,626 sqft Total Area
1st Floor Area1,312 sqft
Basement Area1,100 sqft
Finished Basement1,100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,075 sqft (0.277 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area102 sqft
Deck Area225 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number162451
Old Parcel Number3162451
Street Address4 N POINTE CIR
CityMIDDLETOWN
StateMD
Zip21769-8041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 29 PLAT 1 12,075 SQ.FT. NORTH POINTE
Legal SubdivisionNORTH POINTE 01
Legal Lot Number29
JurisdictionFREDERICK MD
Township / Civil Division3, MIDDLETOWN
Census Block Group2
Census Block2004
Census Tract752601

Owner

Source: Frederick County records · APN 03-162451

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4 N POINTE CIR, MIDDLETOWN, MD 21769-8041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2019Deed of Trust, Mortgage · Commercial Mortgage
SANDY SPRING BANK
Nov 01, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Nov 29, 2021Deed, Transfer · Conventional Mortgage
M & T BANK
Jun 08, 2020Grant Deed, Transfer · FHA Mortgage
APEX HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 29, 2021 · Amount on Record
Deed SaleNov 29, 2021 · Amount on Record
Prior SaleJun 08, 2020 · Amount on Record
Deed Document Number0001552486
Deed Book / Page15524 / 86
Record UpdatedJun 07, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4 N POINTE CIR, MIDDLETOWN, MD 21769-8041
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0128100321
DateJan 24, 2019
Book Page12810/0321
Lender
NameSANDY SPRING BANK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term480 Months
DueJan 07, 2059
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4 N POINTE CIR, MIDDLETOWN, MD 21769-8041
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0154510023
DateNov 01, 2021
Book Page15451/23
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term355 Months
DueJun 01, 2051

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateNov 29, 2021
Property Address4 N POINTE CIR, MIDDLETOWN, MD 21769-8041
Document Number0155240086
Book / Page15524 / 86
Map ReferenceMB 68 PG 112
Instrument DateNov 19, 2021
Transaction TypeTransfer
Record UpdatedDec 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4 N POINTE CIR, MIDDLETOWN, MD 21769-8041

Mortgage

Document Number1552492
DateNov 29, 2021
Instrument15524/92
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJun 08, 2020
Property Address4 N POINTE CIR, MIDDLETOWN, MD 21769-8041
Document Number0137880001
Book / Page013788 / 000001
Instrument DateMay 22, 2020
Transaction TypeTransfer
Record UpdatedAug 04, 2020
Title CompanyLAWYERS SIGNATURE SETTLEMENTS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$457.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4 N POINTE CIR MIDDLETOWN MD 217698041, MIDDLETOWN, MD 21769-8041

Mortgage

Document Number137880008
DateJun 08, 2020
Book Page013788/000008
Lender
NameAPEX HM LNS
TypeFunding / Finance Company
AddressROCKVILLE, MD 20850
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 07, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityMiddletown Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$6,150.00$431,800 Land $102,200 Building $329,600$431,800 Land $102,200 Building $329,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Middletown Historic District
listed 2003 · 346 contributing resources · NRIS 03001334

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 120 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Shenandoah Telecommunications Company
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemTOWN OF MIDDLETOWN
serves 5,132 people
Water SourceGroundwater
Last State InspectionJan 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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