4 N 7th St, Millville, NJ 08332 Property Records

Cumberland County and Millville City property record for 4 N 7th St, Millville, NJ 08332

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,650 sqft · built 1912
Lot Size0.143 acres (6,212 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Sep 2020)
Tax Bill$4,790 (2025)
Deeds & MortgagesJun 2026 Mortgage
Sep 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-00449-0000-00008

Property Details

APN / Parcel Number

Primary APN10-00449-0000-00008
Alternative APNs
  • 1000013A00022
  • 100044900008

Interior

Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,650 sqft Living Area

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Construction TypeFrame
Lot Area6,212 sqft (0.143 acres)
Lot Dimensions90 ft deep x 69 ft wide

Location & Zoning

Old Parcel Number1000013A00022
Street Address4 N 7TH ST
CityMILLVILLE
StateNJ
Zip08332-3344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINCL BLK 449 LOTS 8 & 9
Legal Block449
Legal Lot Number8
JurisdictionCUMBERLAND NJ
Township / Civil DivisionMILLVILLE
Census Block Group2
Census Block2013
Census Tract30200

Owner

Source: Cumberland County and Millville City records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4 N 7TH ST, MILLVILLE, NJ 08332-3344
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2026Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Sep 22, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
NEW JERSEY HOUSING & MORTGAGE AGENCY
Sep 18, 2020Deed, Transfer · FHA Mortgage
FINANCE AMERICA LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2020 · Amount on Record
Deed SaleSep 18, 2020 · Amount on Record
Prior SaleJun 8, 2015 · Amount on Record
Deed Document Number2020605415
Deed Book / Page4198 / 3354
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND NJ
Recording DateJun 4, 2026
Property Address4 N 7TH ST, MILLVILLE, NJ 08332-3344
Document Number0000740415
Book / Page4286 / 3488
Instrument DateMay 13, 2026
Instrument2026740415
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 N 7TH ST, MILLVILLE, NJ 08332-3344

Mortgage

Document Number0000740415,
DateJun 4, 2026
Book Page4286/3488
Instrument2026740415
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term304 Months
DueOct 1, 2051
Interest
Rate6.3%
Max Rate-1%

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND NJ
Property Address4 N 7TH ST, MILLVILLE, NJ 08332-3344
Transaction TypeMortgage
Record UpdatedOct 18, 2023
Title CompanyTWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000679559
DateSep 22, 2023
Book Page4246/7473
Instrument679559
Lender
NameNEW JERSEY HOUSING & MORTGAGE AGENCY
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionCUMBERLAND NJ
Recording DateSep 18, 2020
Property Address4 N 7TH ST, MILLVILLE, NJ 08332-3344
Document Number0000605415
Book / Page4198 / 3354
Instrument DateSep 1, 2020
Instrument605415
Transaction TypeTransfer
Record UpdatedAug 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address47 STREET NORTH, MILLVILLE CITY, NJ

Mortgage

Document Number0000605416
DateSep 18, 2020
Instrument605416
Lender
NameFINANCE AMERICA LLC
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Millville City assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCumberland County
MunicipalityMillville City
Unified School DistrictMillville City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$118,100 (-) Land $16,400 Building $101,700$118,100 (-) Land $16,400 Building $101,700
2025$4,790.00 (+3.34%)$118,100 (-) Land $16,400 Building $101,700$118,100 (-) Land $16,400 Building $101,700
2024$4,635.00 (+3.53%)
2023$118,100 Land $16,400 Building $101,700$118,100 Land $16,400 Building $101,700
2022$4,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1985–2012)
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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