Bergen County and Park Ridge Borough property record for 4 N 3rd St, Park Ridge, NJ 07656
| Property Type | Single Family Home |
|---|---|
| Details | 1,933 sqft · built 1961 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Individual Name on File |
| Last Sale | $655,000 (Oct 2023) |
| Tax Bill | $14,082 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00718-0000-00011 |
| Primary APN | 47-00718-0000-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,933 sqft Living Area |
| 1st Floor Area | 1,933 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Account Number | 071811 |
|---|---|
| Street Address | 4 N 3RD ST |
| City | PARK RIDGE |
| State | NJ |
| Zip | 07656-1614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 100X150 1.0LT |
| Legal Subdivision | PARK-RDG STATION |
| Legal Block | 718 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARK RIDGE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 43001 |
4 N 3rd St is owned and occupied by an individual who bought it in October 2023.
Source: Bergen County and Park Ridge Borough records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 N 3RD ST, PARK RIDGE, NJ 07656-1614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 20, 2023 | Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC |
| Apr 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2023 · Amount on File |
| Deed Sale | Oct 20, 2023 · Amount on File |
| Prior Sale | May 27, 2004 · Amount on File |
| Deed Document Number | 202369521 |
| Deed Book / Page | 5110 / 1472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 N 3RD ST, PARK RIDGE, NJ 07656-1614 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4 N 3RD ST, PARK RIDGE, NJ 07656-1614 |
| Investor | Possibly a Property Investor |
| Document Number | 0056920974 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 5692/974 |
| Instrument | 2026000171 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 384 Months |
| Due | Jan 1, 2058 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 20, 2023 |
| Property Address | 4 N 3RD ST, PARK RIDGE, NJ 07656-1614 |
| Document Number | 0051101472 |
| Book / Page | 5110 / 1472 |
| Instrument Date | Oct 17, 2023 |
| Instrument | 2023069521 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE COMPANY NJ |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,768.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1229 N 26TH ST, RICHMOND, VA 23223-5211 |
| Name | Verified Name |
|---|---|
| Address | 4 N 3RD ST, PARK RIDGE, NJ 07656-1614 |
| Investor | Possibly a Property Investor |
| Document Number | 2023069522 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 2023069522 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 N 3RD ST, PARK RIDGE, NJ 07656-1614 |
| Document Number | 0026021206 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ESCROW |
| Name | Verified Name |
|---|---|
| Address | 4 N 3RD ST PARK RIDGE NJ 076561614, PARK RIDGE, NJ 07656-1614 |
| Document Number | 0026021206 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 002602/001206 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 3, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 4 N 3rd St was $14,082, up 2.6% from the year before.
Source: Bergen County and Park Ridge Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Park Ridge Borough |
| Unified School District | Park Ridge Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $422,500 (-) Land $286,000 Building $136,500 | $422,500 (-) Land $286,000 Building $136,500 | |
| 2025 | $14,082.00 (+2.62%) | $422,500 Land $286,000 Building $136,500 | $422,500 Land $286,000 Building $136,500 |
| 2024 | $13,723.00 | ||
| 2023 | $422,500 (-) Land $286,000 Building $136,500 | $422,500 (-) Land $286,000 Building $136,500 | |
| 2022 | $13,051.00 (+2.29%) | $422,500 Land $286,000 Building $136,500 | $422,500 Land $286,000 Building $136,500 |
| 2021 | $12,759.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 N 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2007) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 N 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARK RIDGE WATER DEPT serves 16,466 people · EPA ID NJ0247001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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