4 Myrtle Ave, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 4 Myrtle Ave, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,049 sqft · built 1890
Lot Size	0.174 acres (7,598 sqft)
Owner	Individual Name on Record
Last Sale	$42,000 (Aug 2013)
Tax Bill	$1,802 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10023`

Property Details

APN / Parcel Number

Primary APN	`10023`
Alternative APN	`STER M:00175 L:00023`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,049 sqft Living Area
Gross Area	1,350 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Rustic
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,598 sqft (0.174 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	10023
Street Address	4 MYRTLE AVE
City	STERLING
State	MA
Zip	01564-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Lot Number	23
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4043
Census Tract	719100

Owner

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 MYRTLE AVE, STERLING, MA 01564-2808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage ALL ONE CREDIT UNION
Oct 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEOMINSTER CU
Oct 10, 2018	Deed of Trust, Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2013 · Amount on Record
Deed Sale	Aug 14, 2013 · Amount on Record
Deed Book / Page	51352 / 56
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	4 MYRTLE AVE, STERLING, MA 01564-2808
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072963-128
Date	Dec 15, 2025
Book Page	72963/128
Instrument	109066

Lender

Name	ALL ONE CREDIT UNION

Agreement

Amount	Amount Recorded
Term	109 Months
Due	Jan 1, 2035

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	4 MYRTLE AVE, STERLING, MA 01564-2808
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00066234-1
Date	Oct 6, 2021
Book Page	66234/1
Instrument	140483

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	4 MYRTLE AVE, STERLING, MA 01564-2808
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	059525-194
Date	Oct 10, 2018
Book Page	59525/194
Instrument	107352

Lender

Name	US BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,802.00 (+8.36%)	$143,600 (+11.23%) Land $59,000 Building $84,600	$204,345 (-)
2025	$1,663.00 (-2.52%)	$129,100 (+0.7%) Land $39,900 Building $89,200	$204,345 (+10.48%)
2024	$1,706.00 (+4.09%)	$128,200 (+11.87%) Land $39,900 Building $88,300	$184,965
2023	$1,639.00	$114,600 Land $39,900 Building $74,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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