4 Murrell Rd, Leoma, TN 38468 Property Records

Lawrence County property record for 4 Murrell Rd, Leoma, TN 38468

Property Summary

Property Type	Rural Home
Details	1 ba · 952 sqft · built 1920
Lot Size	42.4 acres (1,847,815 sqft)
Owner	2 Individual Names on File
Last Sale	$89,000 (Mar 2010)
Tax Bill	$653 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050114 06200`

Property Details

APN / Parcel Number

Primary APN	`050114 06200`
Alternative APN	`114 06200`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Attic	Attic
Attic Area	784 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,847,815 sqft (42.4 acres)
Terrain	Rolling
Porch	Slab
Porch Area	288 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	4 MURRELL RD
City	LEOMA
State	TN
Zip	38468-5082
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 4
Jurisdiction	LAWRENCE TN
Township / Civil Division	4
Census Block Group	2
Census Block	2025
Census Tract	960800

Owner

4 Murrell Rd, a rural home, is owned by two individuals who bought it in March 2010.

Source: Lawrence County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 GARNER RD, LEOMA, TN 38468-5076
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK & TRUST
Jun 21, 2017	Deed of Trust, Mortgage · Construction Mortgage HERITAGE BANK & TRUST
Dec 27, 2018	Loan Modification, Mortgage · Conventional Mortgage HERITAGE BK
Dec 27, 2018	Deed of Trust, Mortgage HERITAGE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2010 · Amount on File
Deed Sale	Mar 25, 2010 · Amount on File
Prior Sale	Jul 20, 2007 · Amount on File
Deed Book / Page	339 / 488
Transfer Doc	0000339488
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	4 MURRELL RD, LEOMA, TN 38468-5082
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 GARNER RD, LEOMA, TN 38468-5076

Mortgage

Document Number	0000696226
Date	Nov 7, 2022
Book Page	696/226
Instrument	22007435

Lender

Name	HERITAGE BANK & TRUST
Type	Bank
Address	COLUMBIA, TN 38401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 6, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	4 MURRELL RD, LEOMA, TN 38468-5082
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000509788
Date	Jun 21, 2017
Book Page	509/788
Instrument	17003210

Lender

Name	HERITAGE BANK & TRUST
Type	Bank
Address	COLUMBIA, TN 38401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	18 Months
Due	Dec 9, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAWRENCE TN
Property Address	4 MURRELL RD, LEOMA, TN 38468-5082
Document Number	55289
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6 GARNER RD LEOMA TN 384685076, LEOMA, TN 38468-5076

Mortgage

Document Number	55289
Date	Dec 31, 2018
Book Page	000552/000089
Instrument	6646

Lender

Name	HERITAGE BK
Type	Bank
Address	COLUMBIA, TN 38401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Dec 30, 2020

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	4 MURRELL RD, LEOMA, TN 38468-5082
Document Number	55267
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6 GARNER RD LEOMA TN 384685076, LEOMA, TN 38468-5076

Mortgage

Document Number	55267
Date	Dec 31, 2018
Book Page	000552/000067
Instrument	6644

Lender

Name	HERITAGE BK
Type	Bank
Address	COLUMBIA, TN 38401

Agreement

Amount	Amount on Record
Term	60 Months
Due	Dec 30, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 4 Murrell Rd was $653.

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$653.00 Additional exemption filed	$32,475 Land $9,300 Building $23,175
2023	$653.00 Additional exemption filed	$32,475 (-) Land $9,300 Building $23,175
2022	$653.00	$32,475 Land $9,300 Building $23,175	$177,600 Land $84,900 Building $92,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Murrell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Murrell Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER RD UTILITY DISTRICT serves 3,988 people · EPA ID TN0000239
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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