Suffolk County and Huntington Town property record for 4 Mowbray Ln N, Cold Spring Harbor, NY 11724
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.06 acres (90,169 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,435,700 (May 2009) |
| Tax Bill | $50,219 (2024) |
| Deeds & Mortgages | May 2022 Refinance May 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0400-016.00-08.00-003.002 |
| Primary APN | 0400-016.00-08.00-003.002 |
|---|---|
| Alternative APNs |
|
| Lot Area | 90,169 sqft |
|---|
| Street Address | 4 MOWBRAY LN N |
|---|---|
| City | COLD SPRING HARBOR |
| State | NY |
| Zip | 11724-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Description | 2ND YR EXEMPT |
| Legal Block | 800 |
| Legal Lot Number | 3 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | HUNTINGTON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 110104 |
Source: Suffolk County and Huntington Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4 MOWBRAY LN N, COLD SPRING HARBOR, NY 11724-1317 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| May 26, 2022 | Deed, Transfer |
| Dec 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2009 · Amount on Record |
| Deed Sale | May 29, 2009 · Amount on Record |
| Deed Book / Page | 12589 / 761 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 4 MOWBRAY LN N, COLD SPRING HARBOR, NY 11724-1317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0234200712 |
|---|---|
| Date | May 26, 2022 |
| Book Page | 23420/712 |
| Instrument | DN010954 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 26, 2022 |
| Property Address | 4 MOWBRAY LN N, COLD SPRING HARBOR, NY 11724-1317 |
| Document Number | 0131570688 |
| Book / Page | 13157 / 688 |
| Instrument Date | Mar 2, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 FOREST XING, SAGAPONACK, NY 11962 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 4 MOWBRAY LN N, COLD SPRING HARBOR, NY 11724-1317 |
| Document Number | 0231090342 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 MOWBRAY LN N COLD SPRING HARBOR NY 117241317, COLD SPRING HARBOR, NY 11724-1317 |
| Document Number | 0231090342 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 023109/000342 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Huntington Town |
| Unified School District | Cold Spring Harbor Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,175 (-) Land $2,000 Building $11,175 | $2,927,777 (+10,788.79%) Land $444,444 Building $2,483,333 | |
| 2024 | $50,219.00 | $26,888 (+12.25%) Land $4,082 Building $22,806 | |
| 2023 | $13,175 Land $2,000 Building $11,175 | $23,954 Land $3,636 Building $20,318 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2017–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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