Frederick County property record for 4 Mountain View Pl, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,742 sqft · built 1959 |
| Lot Size | 0.256 acres (11,130 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Mar 2026) |
| Tax Bill | $3,586 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-342277 |
| Primary APN | 15-342277 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,742 sqft Living Area |
| Gross Area | 2,120 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,130 sqft (0.256 acres) |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Breezeway |
|---|---|
| Porch Area | 280 sqft |
| Patio Area | 168 sqft |
| Breezeway | Breezeway |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Account Number | 342277 |
|---|---|
| Street Address | 4 MOUNTAIN VIEW PL |
| City | THURMONT |
| State | MD |
| Zip | 21788-1740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 0.24 AC 4 MT. VIEW PL. THURMONT |
| Legal Subdivision | THURMONT |
| Legal Block | 150 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 753002 |
4 Mountain View Pl is owned and occupied by an individual who bought it in March 2026.
Source: Frederick County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 MOUNTAIN VIEW PL, THURMONT, MD 21788-1740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Oct 11, 2022 | Deed, Transfer · Conventional Mortgage FIRST FINANCIAL FCU OF MARYLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on File |
| Deed Sale | Mar 30, 2026 · Amount on File |
| Prior Sale | Oct 11, 2022 · Amount on File |
| Deed Book / Page | 17789 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 30, 2026 |
| Property Address | 4 MOUNTAIN VIEW PL, THURMONT, MD 21788-1740 |
| Document Number | 0177890001 |
| Book / Page | 17789 / 1 |
| Instrument Date | Mar 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Title Company | KEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4 MOUNTAIN VIEW PL, THURMONT, MD 21788-1740 |
| Document Number | 0000177896 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 17789/6 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 11, 2022 |
| Property Address | 4 MOUNTAIN VIEW PL, THURMONT, MD 21788-1740 |
| Document Number | 0161720446 |
| Book / Page | 16172 / 446 |
| Instrument Date | Oct 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Title Company | CREEKSIDE TITLE, CREEKSIDE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14526 RODDY RD, THURMONT, MD 21788-1207 |
| Document Number | 0016172452 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 16172/452 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2037 |
The 2025 property tax bill for 4 Mountain View Pl was $3,586, up 13.6% from the year before.
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,586.00 (+13.59%) | $233,233 | $262,300 Land $60,300 Building $202,000 |
| 2024 | $3,157.00 (+16.88%) | ||
| 2023 | $2,701.00 | $175,100 Land $56,800 Building $118,300 | $175,100 Land $56,800 Building $118,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Mountain View Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Mountain View Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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