Passaic County and Wanaque Borough property record for 4 Mountain Ave, Wanaque, NJ 07465
| Property Type | Single Family Home |
|---|---|
| Details | 3,012 sqft · built 2011 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $436,000 (Jan 2019) |
| Tax Bill | $15,989 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00240-0000-00007-01 |
| Primary APN | 13-00240-0000-00007-01 |
|---|
| Building Area | 3,012 sqft Living Area |
|---|
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Lot Area | 22,651 sqft (0.52 acres) |
| Street Address | 4 MOUNTAIN AVE |
|---|---|
| City | WANAQUE |
| State | NJ |
| Zip | 07465-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 240 |
| Legal Lot Number | 7.1 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WANAQUE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 236603 |
Source: Passaic County and Wanaque Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 MOUNTAIN AVE, WANAQUE, NJ 07465-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Line of Credit KEARNY BANK |
| Jan 2, 2019 | Grant Deed, Transfer · Conventional with PMI AMERICAN FED'L MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2019 · Amount on Record |
| Deed Sale | Jan 2, 2019 · Amount on Record |
| Deed Document Number | 20192018000099 |
| Deed Book / Page | 3480 / 289 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 4 MOUNTAIN AVE, WANAQUE, NJ 07465-1315 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000034676 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | M19608/15 |
| Instrument | 2025034676 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Address | FAIRFIELD, NJ 07004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 15, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jan 2, 2019 |
| Property Address | 4 MOUNTAIN AVE, WANAQUE, NJ 07465-1315 |
| Document Number | 0000000099 |
| Book / Page | 003480 / 000289 |
| Instrument Date | Dec 7, 2018 |
| Instrument | 99 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2019 |
| Title Company | BELMONT TITLE & SETTLEMENT SVC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $436.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 MOUNTAIN AVE WANAQUE NJ 074651315, WANAQUE, NJ 07465-1315 |
| Document Number | 100 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 015344/000066 |
| Instrument | 100 |
| Name | AMERICAN FED'L MTG CORP |
|---|---|
| Address | CHESTER, NJ 07930 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Wanaque Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Wanaque Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,100 (-) Land $107,100 Building $245,000 | $352,100 (-) Land $107,100 Building $245,000 | |
| 2025 | $15,989.00 (+5.29%) | $352,100 (-) Land $107,100 Building $245,000 | $352,100 (-) Land $107,100 Building $245,000 |
| 2024 | $15,186.00 (+4.24%) | ||
| 2023 | $352,100 Land $107,100 Building $245,000 | $352,100 Land $107,100 Building $245,000 | |
| 2022 | $14,569.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 2 (2020–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WANAQUE W DEPT. serves 10,266 people · EPA ID NJ1613002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| AT&T Fixed Wireless | 100 / 20 |
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