4 Mosely Cir, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 4 Mosely Cir, Chesapeake, VA 23320

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,276 sqft · built 1984
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Jul 2021)
Tax Bill$2,407 (2025)
Deeds & MortgagesDec 2020 Refinance
Jul 2021 Sale & Mortgage
APN0209010000110

Property Details

APN / Parcel Number

Primary APN0209010000110

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,276 sqft Living Area
1st Floor Area638 sqft
Upper Floors Area638 sqft
Utility RoomUtility Room
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions75 ft deep x 42 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area70 sqft
Deck Area264 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4 MOSELY CIR
CityCHESAPEAKE
StateVA
Zip23320-2531
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRTH1: RESI
Legal DescriptionM-11 IPSWICH TWNVLS COLL PK SEC 4 PH 1 CORR PLT
Legal SubdivisionIPSWICH
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1025
Census Tract20809

Owner

4 Mosely Cir, a townhouse, is owned and occupied by an individual who bought it in July 2021.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address4 MOSELY CIR, CHESAPEAKE, VA 23320-2531
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
VETERANS UNITED HOME LOANS
Jul 19, 2021Warranty Deed, Transfer · FHA Mortgage
TIDEWATER HOME FUNDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2021 · Amount on File
Deed SaleJul 19, 2021 · Amount on File
Prior SaleNov 16, 2015 · Amount on File
Deed Document Number202132659
Deed Book / Page10410 / 750
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address4 MOSELY CIR, CHESAPEAKE, VA 23320-2531
Transaction TypeMortgage
Record UpdatedAug 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10278/1861
DateDec 21, 2020
Book Page10278/1861
Instrument200048543
Lender
NameVETERANS UNITED HOME LOANS
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueJan 1, 2036
Interest
Rate TypeFixed Rate
Rate2.75%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 19, 2021
Property Address4 MOSELY CIR, CHESAPEAKE, VA 23320-2531
Document Number10410/750
Book / Page10410 / 750
Instrument DateJul 13, 2021
Instrument210032659
Transaction TypeTransfer
Record UpdatedAug 4, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 MOSELY CIR, CHESAPEAKE, VA 23320-2531

Mortgage

Document Number210032660
DateJul 19, 2021
Instrument210032660
Lender
NameTIDEWATER HOME FUNDING LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4 Mosely Cir was $2,407.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$259,200 (+8.77%) Land $110,000 Building $149,200$259,200 (+8.77%) Land $110,000 Building $149,200
2025$2,407.00$238,300 Land $100,000 Building $138,300$238,300 Land $100,000 Building $138,300
2023$207,800 (+12.81%) Land $70,000 Building $137,800$207,800 (+12.81%) Land $70,000 Building $137,800
2022$184,200 Land $60,000 Building $124,200$184,200 Land $60,000 Building $124,200
2019$1,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4 Mosely Cir; 14 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Mosely Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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