Middlesex County and Natick Town property record for 4 Morse St, Natick, MA 01760
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 4 ba · 2,459 sqft · built 1830 |
| Lot Size | 0.111 acres (4,822 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $340,000 (Jul 2013) |
| Tax Bill | $11,656 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Sep 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00000159 |
| Primary APN | 44-00000159 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,459 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Attic | Attic |
| Attic Area | 648 sqft |
| Basement Area | 480 sqft |
| Unfinished Basement | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Lot Area | 4,822 sqft (0.111 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 44-00000159 |
|---|---|
| Street Address | 4 MORSE ST |
| City | NATICK |
| State | MA |
| Zip | 01760-4729 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RG |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 382300 |
4 Morse St, a duplex, is held in a trust since December 2018.
Source: Middlesex County and Natick Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 17 WILSON ST, NATICK, MA 01760-4724 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 9, 2021 | Deed of Trust, Mortgage · Line of Credit CHARLES RIVER BANK |
| Sep 9, 2021 | Deed of Trust, Mortgage · Line of Credit CHARLES RIVER BANK |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDDLESEX SVGS BK |
| Jan 3, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Jul 13, 2017 | Deed of Trust, Mortgage · Line of Credit CHARLES RIV BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2013 · Amount on File |
| Deed Sale | Jul 10, 2013 · Amount on File |
| Deed Book / Page | 1111 / 166 |
| Last Transfer Date | Dec 31, 2018 |
| Transfer Doc | 1804813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 4 MORSE ST, NATICK, MA 01760-4729 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001892993 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 1892993 |
| Name | CHARLES RIVER BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 4 MORSE ST, NATICK, MA 01760-4729 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1892993 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 1892993 |
| Name | CHARLES RIVER BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 4 MORSE ST, NATICK, MA 01760-4729 |
| Document Number | 0001845213 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4 MORSE ST NATICK MA 017604729, NATICK, MA 01760-4729 |
| Document Number | 0001845213 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 1845213 |
| Name | MIDDLESEX SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Jan 3, 2019 |
| Property Address | 4 MORSE ST, NATICK, MA 01760-4729 |
| Document Number | 0000004813 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 4813 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 17 WILSON ST NATICK MA 017604724, NATICK, MA 01760-4724 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 4 MORSE ST, NATICK, MA 01760-4729 |
| Document Number | 0000065523 |
| Instrument Date | Jul 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0000065523 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | 65523 |
| Name | CHARLES RIV BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4 Morse St was $11,656, up 4.2% from the year before.
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,656.00 (+4.16%) | $974,600 (+6.77%) Land $391,800 Building $582,800 | $872,088 |
| 2024 | $11,191.00 (+3.75%) | $912,800 (+6.97%) Land $370,000 Building $542,800 | |
| 2023 | $10,786.00 | $853,300 Land $348,200 Building $505,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Morse St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1978–2003) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Dec 2003 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4 Morse St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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