4 Morningside Dr, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 4 Morningside Dr, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,511 sqft · built 1959
Lot Size	0.202 acres (8,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Apr 2018)
Tax Bill	$7,864 (2026)
Deeds & Mortgages	Mar 2022 Refinance Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0014 B:0351 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0014 B:0351 L:0`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,511 sqft Living Area
Gross Area	2,355 sqft
Basement Area	986 sqft
Unfinished Basement	493 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,790 sqft (0.202 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 MORNINGSIDE DR
City	SWAMPSCOTT
State	MA
Zip	01907-2932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Block	351
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1011
Census Tract	202104

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 MORNINGSIDE DR, SWAMPSCOTT, MA 01907-2932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance BANK OF AMERICA NA
Apr 17, 2018	Warranty Deed, Transfer · Conventional with PMI CROSS CNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2018 · Amount on Record
Deed Sale	Apr 17, 2018 · Amount on Record
Prior Sale	Oct 12, 2001 · Amount on Record
Last Transfer Date	Feb 25, 2022
Transfer Doc	0000634451
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Mar 8, 2022
Property Address	4 MORNINGSIDE DR, SWAMPSCOTT, MA 01907-2932
Document Number	0000634451
Instrument Date	Feb 25, 2022
Instrument	634451
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 MORNINGSIDE DR, SWAMPSCOTT, MA 01907-2932

Mortgage

Document Number	0000634452
Date	Mar 8, 2022
Instrument	634452

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Apr 17, 2018
Property Address	4 MORNINGSIDE DR, SWAMPSCOTT, MA 01907-2932
Document Number	0000591911
Instrument Date	Apr 13, 2018
Instrument	591911
Transaction Type	Transfer
Record Updated	Aug 31, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,006.40
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 WARD ST #109 REVERE MA 021511316, 109, REVERE, MA 02151-1316

Mortgage

Document Number	591912
Date	Apr 17, 2018
Instrument	591912

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2048

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,864.00 (+7.55%)	$655,300 (+2.79%) Land $320,800 Building $334,500	$691,181 (+7.55%)
2025	$7,312.00 (+8.5%)	$637,500 (+11.06%) Land $320,800 Building $316,700	$642,675
2023	$6,739.00	$574,000 Land $287,300 Building $286,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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