4 Monroe Pl, Palmyra, VA 22963 Property Records

Fluvanna County property record for 4 Monroe Pl, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,922 sqft · built 1995
Lot Size	0.376 acres (16,379 sqft)
Owner	Individual Name on File
Last Sale	$286,000 (Apr 2020)
Tax Bill	$2,997 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 9 25`

Property Details

APN / Parcel Number

Primary APN	`18A 9 25`
Alternative APN	`4691`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,922 sqft Living Area
Gross Area	4,200 sqft
1st Floor Area	1,882 sqft
Basement Area	1,882 sqft
Unfinished Basement	1,882 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,379 sqft (0.376 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	174 sqft
Deck Area	222 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4691
Street Address	4 MONROE PL
City	PALMYRA
State	VA
Zip	22963-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 200001195 KNOLLWOOD-9 LOT 25 16,365 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	2
Legal Lot Number	25
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1010
Census Tract	20103

Owner

Source: Fluvanna County records · APN 18A 9 25

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 MONROE PL, PALMYRA, VA 22963-2328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Dec 04, 2017	Deed, Transfer · Conventional Mortgage AMERICAN EQUITY MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 08, 2020 · Amount on Record
Deed Sale	Apr 08, 2020 · Amount on Record
Prior Sale	Dec 04, 2017
Deed Document Number	20201195
Record Updated	Sep 20, 2026

April 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Apr 08, 2020
Property Address	4 MONROE PL, PALMYRA, VA 22963-2328
Document Number	0200001195
Map Reference	DB 94 PG 647
Instrument Date	Mar 09, 2020
Instrument	200001195
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	AMROCK TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MONROE PL, PALMYRA, VA 22963-2328

Mortgage

Document Number	0200001196
Date	Apr 08, 2020
Instrument	200001196

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

Interest

Rate Type	Fixed Rate

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Dec 04, 2017
Property Address	4 MONROE PL, PALMYRA, VA 22963-2328
Document Number	1703874
Map Reference	PB 94 PG 647
Instrument Date	Nov 27, 2017
Instrument	1703874
Transaction Type	Transfer
Record Updated	Jul 06, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MONROE PL, PALMYRA, VA 22963-2328

Mortgage

Document Number	1703875
Date	Dec 04, 2017
Instrument	1703875

Lender

Name	AMERICAN EQUITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,000 (-) Land $30,000 Building $367,000	$397,000 (-) Land $30,000 Building $367,000
2025	$2,997.00 (+13.35%)	$397,000 (+26.72%) Land $30,000 Building $367,000	$397,000 (+26.72%) Land $30,000 Building $367,000
2023		$313,300 Land $30,000 Building $283,300	$313,300 Land $30,000 Building $283,300
2022	$2,644.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 25, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Central Virginia Electric Cooperative Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 270 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAKE MONTICELLO private · serves 12,943 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

4 Monroe Pl, Palmyra, VA 22963 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2020: Bargain and Sale Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Monroe Pl

Nearby Streets

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