4 Monaghan Cir, Sacramento, CA 95823 Property Records

Sacramento County property record for 4 Monaghan Cir, Sacramento, CA 95823

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1976
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Feb 2018)
Tax Bill	$3,094 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`117-0350-031-0000`

Property Details

APN / Parcel Number

Primary APN	`117-0350-031-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4 MONAGHAN CIR
City	SACRAMENTO
State	CA
Zip	95823-5121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LARCHMONT VALLEY HI 06 EXC M/R, LOT 542
Legal Subdivision	LARCHMONT VALLEY HI 06 EXC M/R
Legal Lot Number	542
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3005
Census Tract	9634

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5321 BROOKCREST CT, ROCKLIN, CA 95677-3513
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Feb 5, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2018 · Amount on Record
Deed Sale	Feb 5, 2018 · Amount on Record
Prior Sale	Jul 2, 2009 · Amount on Record
Deed Book / Page	20180205 / 899
Prior Transfer Date	Mar 20, 2001
Prior Transfer Doc	2001001377
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4 MONAGHAN CIR, SACRAMENTO, CA 95823-5121
Document Number	2101081858
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5321 ROOKCREST CT ROCKLIN CA 95677, ROCKLIN, CA 95677

Mortgage

Document Number	2101081858
Date	Jan 8, 2021
Instrument	2101081858

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2051

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 5, 2018
Property Address	4 MONAGHAN CIR, SACRAMENTO, CA 95823-5121
Document Number	1802050899
Instrument Date	Feb 2, 2018
Instrument	1802050899
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5321 BROOKCREST CT ROCKLIN CA 956773513, ROCKLIN, CA 95677-3513

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$278,535 (+2%) Land $81,238 Building $197,297
2025	$3,094.00 (+0.81%)	$273,075 (+4.04%) Land $79,646 Building $193,429
2024	$3,069.00 (+2.92%)
2023	$2,982.00 (+1.33%)	$262,473 Land $76,554 Building $185,919
2022	$2,943.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	300 / 30
DigitalPath Fixed Wireless	200 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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