4 Miller Rd, Southwick, MA 01077 Property Records

Hampden County and Southwick Town property record for 4 Miller Rd, Southwick, MA 01077

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,292 sqft · built 1965
Lot Size5.99 acres (261,286 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (Sep 2017)
Tax Bill$4,900 (2025)
Deeds & MortgagesSep 2021 Refinance
Sep 2021 Refinance
+ 1 more
Flood ZoneZone AE (high risk)
APNSWIC M:149 B:000 L:035

Property Details

APN / Parcel Number

Primary APNSWIC M:149 B:000 L:035
Alternative APN
  • M:0005 B:0000 L:0179

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,292 sqft Living Area
Gross Area3,292 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area261,286 sqft (5.99 acres)

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Street Address4 MILLER RD
CitySOUTHWICK
StateMA
Zip01077-9634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal Lot Number35
JurisdictionSOUTHWICK MA
Township / Civil DivisionSOUTHWICK
Census Block Group1
Census Block1014
Census Tract813101

Owner

4 Miller Rd is owned and occupied by two individuals who bought it in September 2017.

Source: Hampden County and Southwick Town records, as of April 14, 2026

Owner of Record2 Individual Names on File
Mailing Address4 MILLER RD, SOUTHWICK, MA 01077-9634
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLESBANK (HOLYOKE MA)
Sep 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLESBANK (HOLYOKE MA)
Sep 12, 2017Quit Claim Deed, Transfer
UNITED BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2017 · Amount on File
Deed SaleSep 12, 2017 · Amount on File
Deed Book / Page21853 / 599
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTHWICK MA
Property Address4 MILLER RD, SOUTHWICK, MA 01077-9634
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024130-558
DateSep 20, 2021
Book Page24130/558
Instrument66018
Lender
NamePEOPLESBANK (HOLYOKE MA)
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueOct 1, 2036

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTHWICK MA
Property Address4 MILLER RD, SOUTHWICK, MA 01077-9634
Transaction TypeMortgage
Record UpdatedOct 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number24130-558
DateSep 20, 2021
Book Page24130/558
Instrument66018
Lender
NamePEOPLESBANK (HOLYOKE MA)
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueOct 1, 2036

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOUTHWICK MA
Recording DateSep 12, 2017
Property Address4 MILLER RD, SOUTHWICK, MA 01077-9634
Document Number21853-599
Book / Page21853 / 599
Instrument53478
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$37.87
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 MILLER RD, SOUTHWICK, MA 01077-9634

Mortgage

Document Number218540001
DateSep 12, 2017
Instrument21854/0001
Lender
NameUNITED BANK
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueSep 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4 Miller Rd was $4,900, up 5.6% from the year before.

Source: Hampden County and Southwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionSouthwick Town
Unified School DistrictSouthwick-Tolland-Granville Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,900.00 (+5.63%)$314,700 (+4.93%) Land $113,100 Building $201,600$424,175
2024$4,639.00 (+4.74%)$299,900 (+9.09%) Land $105,100 Building $194,800
2023$4,429.00$274,900 Land $105,100 Building $169,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Miller Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation229.0 ft
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies9 in force
Nearby Flood Claims11 (1979–1998)
Claims Outside the SFHA5 of 11
Most Recent ClaimJul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Miller Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWICK WATER DEPT
serves 7,669 people · EPA ID MA1279000
Water SourcePurchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION
Last State InspectionApr 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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