4 Mill St, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 4 Mill St, North Smithfield, RI 02896

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,272 sqft · built 1880
Lot Size	0.174 acres (7,568 sqft)
Owner	Company Name on Record
Last Sale	$109,900 (Dec 2011)
Tax Bill	$3,394 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2019 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`NSMI M:0003 L:0116`

Property Details

APN / Parcel Number

Primary APN	`NSMI M:0003 L:0116`
Alternative APN	`1772`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,272 sqft Living Area
Gross Area	4,236 sqft
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,568 sqft (0.174 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1772
Street Address	4 MILL ST
City	NORTH SMITHFIELD
State	RI
Zip	02896-8418
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RU
Legal Lot Number	116
Jurisdiction	NORTH SMITHFIELD RI
Township / Civil Division	NORTH SMITHFIELD
Census Block Group	2
Census Block	2001
Census Tract	12801

Owner

Source: North Smithfield Town records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4 MILL ST, NORTH SMITHFIELD, RI 02896-8418
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTAR MORTAGE INC
Jun 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2011 · Amount on Record
Deed Sale	Dec 21, 2011 · Amount on Record
Deed Book / Page	551 / 106
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	4 MILL ST, NORTH SMITHFIELD, RI 02896-8418
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00001031-1
Date	Oct 7, 2025
Book Page	1031/1
Instrument	55253

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	4 MILL ST, NORTH SMITHFIELD, RI 02896-8418
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000834-264
Date	Dec 17, 2019
Book Page	834/264

Lender

Name	HOMESTAR MORTAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Jun 1, 2017
Property Address	4 MILL ST, NORTH SMITHFIELD, RI 02896-8418
Document Number	000747-263
Book / Page	747 / 263
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Tax	$28.47
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,394.00 (-18.57%)	$295,100 (+0.89%) Land $64,900 Building $230,200
2023	$4,168.00 (+2.43%)	$292,500 (-) Land $54,100 Building $238,400
2022	$4,069.00	$292,500 Land $54,100 Building $238,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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