4 Michael Ct, Edgewood (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 4 Michael Ct, Edgewood, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,257 sqft · built 1976
Lot Size0.289 acres (12,632 sqft)
Owner2 Individuals on Record
Last Sale$245,000 (Aug 2018)
Tax Bill$2,427 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN030-30-00-048.00

Property Details

APN / Parcel Number

Primary APN030-30-00-048.00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,257 sqft Finished Area
Gross Area1,633 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area12,632 sqft (0.289 acres)
Lot Dimensions154 ft deep x 66 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number0303000048.00
Street Address4 MICHAEL CT
CityEDGEWOOD
StateKY
Zip41017-3324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDUDLEY VILLAGE SEC Q LOT 60
Legal SubdivisionDUDLEY VILLAGE
Legal PhaseQ
Legal Lot Number60
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1002
Census Tract65502

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Co-ownerCo-owner on Record
Mailing Address4 MICHAEL CT, EDGEWOOD, KY 41017-3324
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Aug 30, 2018Warranty Deed, Transfer · Conventional Mortgage
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleAug 30, 2018 · Amount on Record
Deed SaleAug 30, 2018 · Amount on Record
Prior SaleAug 5, 2014 · Amount on Record
Deed Document Number0004156157
Deed Book / Page4156 / 157
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4 MICHAEL DR, EDGEWOOD, KY 41017-3324
Transaction TypeMortgage
Record UpdatedMay 14, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 MICHAEL DR, EDGEWOOD, KY 41017-3324

Mortgage

Document Number0005900076
DateApr 30, 2021
Book Page209/564
Instrument21043005900076
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 15, 2031

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 30, 2018
Property Address4 MICHAEL DR, EDGEWOOD, KY 41017-3324
Document Number0000000224
Book / Page0I4156 / 000157
Instrument DateAug 27, 2018
Instrument224
Transaction TypeTransfer
Record UpdatedMar 28, 2019
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$245.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4 MICHAEL DR EDGEWOOD KY 410173324, EDGEWOOD, KY 41017-3324

Mortgage

Document Number225
DateAug 30, 2018
Book Page0I4156/000160
Instrument225
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 29, 2033

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityEdgewood City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,427.00 (-7.05%)$245,000 (-) Land $60,000 Building $185,000$245,000 (-) Land $60,000 Building $185,000
2023$2,611.00$245,000 Land $60,000 Building $185,000$245,000 Land $60,000 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1996)
Most Recent ClaimJun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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