4 Merganser Rd, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 4 Merganser Rd, Ipswich, MA 01938

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,799 sqft · built 1991
Lot Size	0.782 acres (34,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Jan 2019)
Tax Bill	$19,488 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:15B B:0020 L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:15B B:0020 L:0`
Alternative APN	`115`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,799 sqft Living Area
Gross Area	5,229 sqft
Basement Area	1,504 sqft
Unfinished Basement	752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	34,060 sqft (0.782 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	115
Street Address	4 MERGANSER RD
City	IPSWICH
State	MA
Zip	01938-1470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRB
Legal Block	20
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	2
Census Block	2010
Census Tract	223100

Owner

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 MERGANSER RD, IPSWICH, MA 01938-1470
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2018	Deed of Trust, Mortgage FIRST IPSWICH BANK
Jan 4, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2019 · Amount on Record
Deed Sale	Jan 4, 2019 · Amount on Record
Prior Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	20194040
Deed Book / Page	37259 / 298
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	4 MERGANSER RD, IPSWICH, MA 01938-1470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36634-310
Date	Apr 9, 2018
Book Page	36634/310
Instrument	180409000020

Lender

Name	FIRST IPSWICH BANK

Agreement

Amount	Amount Recorded

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Jan 4, 2019
Property Address	4 MERGANSER RD, IPSWICH, MA 01938-1470
Document Number	37259-298
Book / Page	037259 / 000298
Instrument Date	Jan 4, 2019
Instrument	4004040
Transaction Type	Transfer
Record Updated	Jan 22, 2019

Transaction

Amount	Amount Recorded
Tax	$5,016.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 MERGANSER RD IPSWICH MA 019381470, IPSWICH, MA 01938-1470

Tax Assessment & Valuation

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,488.00 (+13.96%)	$1,807,800 (+17.87%) Land $1,260,600 Building $547,200	$1,605,780 (+9.69%)
2025	$17,101.00 (+0.35%)	$1,533,700 (+2.42%) Land $1,018,800 Building $514,900	$1,463,950
2024	$17,042.00 (-6.09%)	$1,497,500 (+0.92%) Land $1,017,700 Building $479,800
2023	$18,147.00	$1,483,800 Land $1,017,700 Building $466,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	13 (1978–2018)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 4 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Merganser Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures