4 Menlo Ter, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 4 Menlo Ter, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	2,212 sqft · built 1990
Lot Size	0.17 acres (7,401 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Sep 2019)
Tax Bill	$15,479 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05 00645-A-00002`

Property Details

APN / Parcel Number

Primary APN	`05 00645-A-00002`
Alternative APNs	`05-00645-01-00002` `0500645000A00002` `00019803`

Interior

Building Area	2,212 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	7,401 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 74 ft wide

Location & Zoning

Street Address	4 MENLO TER
City	EDISON
State	NJ
Zip	08820-3505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	74X100
Legal Subdivision	METRO PARK ESTATES
Legal Block	645.1
Legal Lot Number	2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	3
Census Block	3000
Census Tract	1418

Owner

4 Menlo Ter is owned and occupied by two individuals who bought it in September 2019.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 MENLO TER, EDISON, NJ 08820-3505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage MDE HOME LOANS LLC
Sep 30, 2019	Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Deed Document Number	201980577
Deed Book / Page	17636 / 596
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	4 MENLO TER, EDISON, NJ 08820-3505
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	QUALITY TTL & ABSTRACT AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041404
Date	Mar 24, 2021
Book Page	18357/687
Instrument	2021041404

Lender

Name	MDE HOME LOANS LLC
Type	Mortgage Company
Address	EATONTOWN, NJ 07724

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 30, 2019
Property Address	4 MENLO TER, EDISON, NJ 08820-3505
Document Number	0000080577
Book / Page	17636 / 0596
Map Reference	MAP 5297
Instrument Date	Sep 5, 2019
Instrument	2019080577
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,609.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 SUNNYFIELD DR, 11, ANNANDALE, NJ 08801-3389

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MENIO TERRACE, EDISON, NJ 08820-3505

Mortgage

Document Number	0000080578
Date	Sep 30, 2019
Instrument	2019080578

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 4 Menlo Ter was $15,479.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,100 (-) Land $87,000 Building $173,100	$260,100 (-) Land $87,000 Building $173,100
2025	$15,479.00 (-0.03%)	$260,100 Land $87,000 Building $173,100	$260,100 Land $87,000 Building $173,100
2024	$15,483.00
2023		$260,100 Land $87,000 Building $173,100	$260,100 Land $87,000 Building $173,100
2022	$15,405.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4 Menlo Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Menlo Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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