Grays Harbor County property record for 4 Memory Ln, Ocean City, WA 98569
| Property Type | Single Family Home |
|---|---|
| Details | 768 sqft · built 1954 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,292 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 788002400002 |
| Primary APN | 788002400002 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 4,356 sqft (0.1 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 144 sqft |
| Patio Area | 144 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 4 MEMORY LN |
|---|---|
| City | ELMA |
| State | WA |
| Zip | 98541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | OCEAN CITY TRS W 8210 OF E 28210 OF N 1/2 OF TR 24 |
| Legal Range | 03 |
| Legal Township | 12 |
| Legal Section | 18 |
| Legal Subdivision | OCEAN CITY |
| Legal Tract | W,24 |
| Legal Block | 024 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | OCEAN SHORES |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 202 |
Source: Grays Harbor County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 4350, SOUTH COLBY, WA 98384-0350 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 4 MEMORY LN, OCEAN CITY, WA 98569 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 13639 E MASTERSON AVE, YUMA, AZ 85367-7455 |
| Document Number | 0009020020 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 2025-09020020 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Unified School District | North Beach School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,292.00 (-8.3%) | ||
| 2025 | $1,409.00 (+47.85%) | $164,805 (-) Land $36,285 Building $128,520 | $164,805 (-) Land $36,285 Building $128,520 |
| 2024 | $953.00 | $164,805 Land $36,285 Building $128,520 | $164,805 Land $36,285 Building $128,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2009–2022) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coast Communications Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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