St. Charles County property record for 4 Meadowstone Cir, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,424 sqft · built 1993 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $31,300 (Jun 2018) |
| Tax Bill | $3,148 (2024) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jul 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A943000506 |
| Primary APN | A943000506 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,424 sqft Living Area |
| Gross Area | 3,809 sqft |
| 1st Floor Area | 1,624 sqft |
| Basement Area | 1,560 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 760 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A943000506 |
|---|---|
| Street Address | 4 MEADOWSTONE CIR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-4637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAYSTONE MEADOWS LOT 36 |
| Legal Subdivision | GRAYSTONE MEADOWS |
| Legal Lot Number | 36 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 310902 |
4 Meadowstone Cir is owned and occupied by an individual who bought it in June 2018.
Source: St. Charles County records, as of March 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 MEADOWSTONE CIR, SAINT CHARLES, MO 63303-4637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jul 15, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jun 7, 2018 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2018 · Amount on File |
| Deed Sale | Jun 7, 2018 · Amount on File |
| Deed Document Number | 2018317340 |
| Deed Book / Page | 6930 / 1713 |
| Prior Transfer Date | May 3, 2018 |
| Prior Transfer Doc | 0069301713 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 MEADOWSTONE CIR, SAINT CHARLES, MO 63303-4637 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4 MEADOWSTONE CIR, SAINT CHARLES, MO 63303-4637 |
| Document Number | 0000007560 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2026R-007560 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 4, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 MEADOWSTONE CIR, SAINT CHARLES, MO 63303-4637 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4 MEADOWSTONE CIR, SAINT CHARLES, MO 63303-4637 |
| Document Number | 2021R059720 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021R-059720 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 MEADOWSTONE CIR, SAINT CHARLES, MO 63303-4637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0069301696 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 6930/1696 |
| Instrument | 20180607000317330 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 3, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $59,551 | $313,425 Land $50,000 Building $263,425 | |
| 2024 | $3,148.00 | ||
| 2023 | $53,008 | ||
| 2022 | $278,990 Land $50,000 Building $228,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Meadowstone Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 55 (1978–2016) |
| Most Recent Claim | Jan 2016 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Meadowstone Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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