4 McGarigle Dr, Broadlands, IL 61816 Property Records

Champaign County property record for 4 McGarigle Dr, Broadlands, IL 61816

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,380 sqft · built 1995
Lot Size	0.412 acres (17,926 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Sep 2025)
Tax Bill	$2,763 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-35-19-476-004`

Property Details

APN / Parcel Number

Primary APN	`01-35-19-476-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,380 sqft Living Area
Gross Area	3,484 sqft
1st Floor Area	1,380 sqft
Basement Area	1,380 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	17,926 sqft (0.412 acres)
Garage Type	Attached
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4 MCGARIGLE DR
City	BROADLANDS
State	IL
Zip	61816-9062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS PT 9, 10 BLOCK 3 JOHNSONS, J.R. 2ND ADD AND OTHER LAND
Legal Range	11E
Legal Township	17N
Legal Section	19
Legal Subdivision	JOHNSONS, J.R. 2ND ADD AND OTHER LAND
Legal Block	3
Legal Lot Number	10
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	AYERS
Census Block Group	5
Census Block	5156
Census Tract	10800

Owner

4 McGarigle Dr is owned and occupied by two individuals who bought it in September 2025.

Source: Champaign County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 MCGARIGLE DR, BROADLANDS, IL 61816-9062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Warranty Deed, Transfer · Closed-End Mortgage THE GIFFORD STATE BANK
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage INB NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Oct 12, 2022 · Amount on File
Deed Document Number	202513304
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 12, 2022
Property Address	4 MCGARIGLE DR, BROADLANDS, IL 61816-9062
Document Number	0000018568
Instrument Date	Oct 6, 2022
Instrument	2022R18568
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 W WILLIAM ST, CHAMPAIGN, IL 61821-4119

Mortgage

Document Number	0000018569
Date	Oct 12, 2022
Instrument	2022R18569

Lender

Name	THE GIFFORD STATE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 6, 2023

Interest

Rate	4.75%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 26, 2021
Property Address	4 MCGARIGLE DR, BROADLANDS, IL 61816-9062
Document Number	0000012248
Map Reference	MB B PG 62
Instrument Date	May 20, 2021
Instrument	2021R12248
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 MCGARIGLE DR, BROADLANDS, IL 61816-9062

Mortgage

Document Number	0000012249
Date	May 26, 2021
Instrument	2021R12249

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4 McGarigle Dr was $2,763, down 2.1% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Ayers Township
Municipality	Broadlands Village
Unified School District	Heritage Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,763.00 (-2.13%)	$53,710 Land $7,500 Building $46,210	$161,130 Land $22,500 Building $138,630
2024	$2,823.00
2022	$3,285.00 Homeowner's exemption Senior Citizen's exemption	$50,730 Land $6,140 Building $44,590	$152,190 Land $18,420 Building $133,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 McGarigle Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1996–2013)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Apr 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 McGarigle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-BROADLANDS serves 330 people · EPA ID IL0190050
Water Source	Purchased groundwater from EMBARRAS AREA WATER DISTRICT
Last State Inspection	Mar 2026
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000

May also be available: MF Wireless, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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