4 McCoy Cir, Key West, FL 33040 Property Records

Monroe County property record for 4 McCoy Cir, Key West, FL 33040

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,387 sqft · built 2001
Lot Size1.38 acres (60,355 sqft)
Owner2 Individual Names on Record
Tax Bill$7,741 (2024)
Flood ZoneZone AE (high risk)
APN00001810-000104

Property Details

APN / Parcel Number

Primary APN00001810-000104
Alternative APN
  • 8988211

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,387 sqft Living Area

Exterior

Year BuiltBuilt 2001
Lot Area60,355 sqft
Boat AccessBoat Access

Location & Zoning

Account Number8988211
Street Address4 MCCOY CIR
CityKEY WEST
StateFL
Zip33040-3913
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 4 FLAGLERS LANDING CONDOMINIUM OR1705-1688/89R/S OR1747-193/94C OR2712-2180D/C
Legal Range25E
Legal Township67S
Legal Section32
Legal SubdivisionFLAGLERS LNDG
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1026
Census Tract972100

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address506 LOUISA ST, KEY WEST, FL 33040-3106
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2014
Deed SaleOct 1, 2014
Deed Document Number0027122180
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$980,160 (-) Building $980,160$980,160 (-) Building $980,160
2024$7,741.00 (+4.23%)
2023$7,427.00 (+11.28%)$980,160 (+11.63%) Building $980,160$980,160 (+11.63%) Building $980,160
2022$6,674.00$878,027 Building $878,027$878,027 Building $878,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 211 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies323 units insured
incl. 112 condo units
Nearby Flood Claims132 (1980–2022)
Claims Outside the SFHA3 of 132
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 32 claims
  • Hurricane Wilma, Oct 2005 · 63 claims
  • Hurricane Georges, Sep 1998 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on McCoy Cir

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