4 McCormick St, Lexington, VA 24450 Property Records

Lexington City property record for 4 McCormick St, Lexington, VA 24450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,511 sqft · built 1963
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$238,000 (Jul 2019)
Tax Bill	$2,583 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40 3 1 4`

Property Details

APN / Parcel Number

Primary APN	`40 3 1 4`
Alternative APN	`2441`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,511 sqft Living Area
Gross Area	3,692 sqft
1st Floor Area	1,511 sqft
Basement Area	1,511 sqft
Finished Basement	756 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2441
Street Address	4 MCCORMICK ST
City	LEXINGTON
State	VA
Zip	24450-1853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	N INTERSECT-MCCORMICK & SHENANDOAH PLAT BK 3/136 4 MCCORMICK ST INST #190001826
Legal Subdivision	THORNE ESTATES SUBDIVISION UNIT 1
Jurisdiction	LEXINGTON CITY VA
Township / Civil Division	LEXINGTON
Census Block Group	2
Census Block	2016
Census Tract	930501

Owner

4 McCormick St is owned by two individuals who bought it in July 2019.

Source: Lexington City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 MCCORMICK ST, LEXINGTON, VA 24450-1853
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage DUPONT COMMUNITY CREDIT UNION
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 17, 2019	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on File
Deed Sale	Jul 17, 2019 · Amount on File
Prior Sale	Jan 7, 2016 · Amount on File
Deed Document Number	20191826
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON CITY VA
Recording Date	Jun 1, 2026
Property Address	4 MCCORMICK ST, LEXINGTON, VA 24450-1853
Document Number	0000001411
Book / Page	114
Instrument Date	Jun 1, 2026
Instrument	20261411
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001411,
Date	Jun 1, 2026
Book Page	114/114
Instrument	20261411

Lender

Name	DUPONT COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON CITY VA
Property Address	4 MCCORMICK ST, LEXINGTON, VA 24450-1853
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210004110
Date	Oct 27, 2021
Instrument	210004110

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON CITY VA
Recording Date	Jul 17, 2019
Property Address	4 MCCORMICK ST, LEXINGTON, VA 24450-1853
Document Number	190001826
Map Reference	MB 3 PG 136
Instrument Date	Jul 15, 2019
Instrument	190001826
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MCCORMICK ST, LEXINGTON, VA 24450-1853

Mortgage

Document Number	190001827
Date	Jul 17, 2019
Instrument	190001827

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4 McCormick St was $2,583, down 2.4% from the year before.

Source: Lexington City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Lexington City
Elementary School District	Lexington City Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,583.00 (-2.38%)	$365,500 (+27.09%) Land $70,000 Building $295,500	$365,500 Land $70,000 Building $295,500
2025	$2,646.00	$287,600 Land $70,000 Building $217,600
2023		$287,562 Land $70,000 Building $217,562	$287,562 (-0.01%) Land $70,000 Building $217,562
2022			$287,600 Land $70,000 Building $217,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 McCormick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 McCormick St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	N. LEXINGTON-FAIRFIELD-RAPHINE [RCPSA] serves 4,745 people · EPA ID VA2163650
Water Source	Purchased surface water from MAURY SERVICE AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: BARC Connects.

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