Monmouth County and Middletown Township property record for 4 Masterson Dr, Lincroft, NJ 07738
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,073 sqft · built 1974 |
| Lot Size | 0.611 acres (26,624 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Aug 2019) |
| Tax Bill | $14,323 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-01112-0000-00037 |
| Primary APN | 32-01112-0000-00037 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,073 sqft Living Area |
| 1st Floor Area | 2,073 sqft |
| Basement Area | 1,787 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 26,624 sqft (0.611 acres) |
| Lot Dimensions | 128 ft deep x 208 ft wide |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 512 sqft |
| Deck Area | 144 sqft |
| Patio Area | 492 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 64 |
|---|---|
| Street Address | 4 MASTERSON DR |
| City | LINCROFT |
| State | NJ |
| Zip | 07738-1711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Subdivision | OLD RDG MANOR SEC 02 |
| Legal Block | 1112 |
| Legal Lot Number | 37 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 801500 |
4 Masterson Dr is owned and occupied by two individuals who bought it in August 2019.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 MASTERSON DR, LINCROFT, NJ 07738-1711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI REALFI HM FNDG CORP |
| Aug 9, 2019 | Grant Deed, Transfer · FHA Mortgage RESIDENTIAL HM FNDG |
| Sep 24, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2019 · Amount on File |
| Deed Sale | Aug 9, 2019 · Amount on File |
| Deed Document Number | 201972144 |
| Deed Book / Page | 9362 / 891 |
| Prior Transfer Date | Jul 25, 2013 |
| Prior Transfer Doc | 0000085072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 MASTERSON DR, LINCROFT, NJ 07738-1711 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0096629181 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 9662/9181 |
| Instrument | 2023070418 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 MASTERSON DR, LINCROFT, NJ 07738-1711 |
| Document Number | 0000134127 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | TITLE GUARANTEE COMPANY INC., TITLE GUARANTEE CO., INC. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 MASTERSON DR LINCROFT NJ 077381711, LINCROFT, NJ 07738-1711 |
| Document Number | 0000134127 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 009456/007634 |
| Instrument | 134127 |
| Name | REALFI HM FNDG CORP |
|---|---|
| Address | WHITE PLAINS, NY 10604 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 11, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 9, 2019 |
| Property Address | 4 MASTERSON DR, LINCROFT, NJ 07738-1711 |
| Document Number | 0000072144 |
| Book / Page | 009362 / 000891 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 72144 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2019 |
| Title Company | TITLE GUARANTEE COMPANY INC., TITLE GUARANTEE CO., INC. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 MASTERSON DR LINCROFT NJ 077381711, LINCROFT, NJ 07738-1711 |
| Document Number | 72145 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 009362/000918 |
| Instrument | 72145 |
| Name | RESIDENTIAL HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 8, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 MASTERSON DR, LINCROFT, NJ 07738-1711 |
| Document Number | 0000097517 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 MASTERSON DR LINCROFT NJ 077381711, LINCROFT, NJ 07738-1711 |
| Document Number | 0000097517 |
|---|---|
| Date | Oct 3, 2018 |
| Book Page | 009314/006735 |
| Instrument | 97517 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2048 |
The 2025 property tax bill for 4 Masterson Dr was $14,323, up 9% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $954,500 (+7.56%) Land $583,300 Building $371,200 | $954,500 (+7.56%) Land $583,300 Building $371,200 | |
| 2025 | $14,323.00 (+9%) | $887,400 Land $517,500 Building $369,900 | $887,400 Land $517,500 Building $369,900 |
| 2024 | $13,140.00 | ||
| 2023 | $765,800 Land $425,900 Building $339,900 | $765,800 Land $425,900 Building $339,900 | |
| 2022 | $12,909.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Masterson Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2011–2014) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Masterson Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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