Home Massachusetts Middlesex County Reading Mariano Dr
4 Mariano Dr, Reading, MA 01867 Property Records
Middlesex County and Reading Town property record for 4 Mariano Dr, Reading, MA 01867
Property Summary
Property Type Single Family Home Details 5 bd · 5.5 ba · 6,968 sqft · built 2015 Lot Size 0.487 acres (21,227 sqft) Owner 2 Trust Names on File Last Sale $1,250,000 (Feb 2017) Tax Bill $20,162 (2026) Deeds & Mortgages Mar 2022 Line of Credit Nov 2021 Refinance + 6 more Flood Zone Zone X (minimal risk)APN READ M:056.0-0000-0016.0
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Property Details APN / Parcel Number
Primary APN READ M:056.0-0000-0016.0 Alternative APNs M:056.0=0000=0016.0 2340000000020 2340000000
Interior
Bedrooms 5 Beds Full Baths 5.5 Baths Half Baths 1 Half Bath Total Rooms 15 Rooms Stories 3 Stories Building Area 6,968 sqft Living Area Gross Area 10,224 sqft Basement Area 1,828 sqft Unfinished Basement 640 sqft Fireplaces 1 Fireplace Fireplace Fireplace
Exterior
Year Built Built 2015 Effective Year Built Effective 2015 Architectural Style Colonial Exterior Material Aluminum/Vinyl Construction Type Frame Roof Material Asphalt Lot Area 21,227 sqft (0.487 acres)
Utilities, Heating & Cooling Cooling System HVAC Heating System Hot Water Heating Fuel Oil
Location & Zoning Account Number 2340000000020 Street Address 4 MARIANO DR City READING State MA Zip 01867-4700 Property Category Residential Property Type Residential > Single Family > Home Local Zoning Code S20 Jurisdiction READING MA Township / Civil Division READING Census Block Group 3 Census Block 3004 Census Tract 334300
Owner
4 Mariano Dr is owner-occupied and held in a trust since September 2023.
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner of Record 2 Trust Names on File Mailing Address 4 MARIANO DR, READING, MA 01867-4700 Occupancy Owner Occupied Owner Type Company Vesting Trust
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial .
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Deeds, Mortgages & Sale History
Date Document Mar 9, 2022 Deed of Trust, Mortgage · Line of Credit CITIZENS BANK Nov 22, 2021 Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK Oct 3, 2023 Quit Claim Deed, Transfer Quitclaim Nov 22, 2021 Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK Aug 20, 2020 Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK OF RHODE ISLAND Dec 19, 2017 Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI Nov 15, 2017 Deed of Trust, Mortgage CITIZENS BK/RI Feb 17, 2017 Quit Claim Deed, Transfer LEADER BANK NA
Assessor's Deed Record
Deed Names 2 Names on Deed Last Sale Feb 17, 2017 · Amount on File Deed Sale Feb 17, 2017 · Amount on File Prior Sale Aug 29, 2014 · Amount on File Deed Book / Page 68909 / 473 Last Transfer Date Sep 7, 2023 Transfer Doc 082059-596 Record Updated Oct 29, 2026
March 2022: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction READING MA Property Address 4 MARIANO DR, READING, MA 01867-4700 Transaction Type Mortgage Record Updated Apr 3, 2026
Transferred To (Grantee/Buyer)
Mortgage
Document Number 0079792-65 Date Mar 9, 2022 Book Page 79792/65 Instrument 35644
Lender
Name CITIZENS BANK Type Bank
Agreement
Type Line of Credit Amount Amount on Record Term 301 Months Due Apr 1, 2047
Interest
November 2021: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction READING MA Property Address 4 MARIANO DR, READING, MA 01867-4700 Transaction Type Mortgage Record Updated Apr 3, 2026
Transferred To (Grantee/Buyer)
Mortgage
Document Number 0079196-50 Date Nov 22, 2021 Book Page 79196/50 Instrument 254020
Lender
Name CITIZENS BANK Type Bank
Agreement
Type Stand-Alone Refinance Amount Amount on Record Term 361 Months Due Dec 1, 2051
October 2023: Quit Claim Deed, Transfer Document Type Quit Claim Deed Jurisdiction READING MA Recording Date Oct 3, 2023 Property Address 4 MARIANO DR, READING, MA 01867-4700 Document Number 082059-596 Book / Page 82059 / 596 Instrument Date Sep 7, 2023 Instrument 111614 Transaction Type Transfer Record Updated Oct 20, 2023
Transaction
Tax $0.00 Amount Accuracy No Consideration Stated Additional Quitclaim Intrafamily Transfer
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 4 MARIANO DR, READING, MA 01867-4700
November 2021: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction READING MA Property Address 4 MARIANO DR, READING, MA 01867-4700 Transaction Type Mortgage Record Updated Dec 10, 2021
Transferred To (Grantee/Buyer)
Mortgage
Document Number 79196-50 Date Nov 22, 2021 Book Page 79196/50 Instrument 254020
Lender
Name CITIZENS BANK Type Bank
Agreement
Type Stand-Alone Refinance Amount Amount on Record Term 361 Months Due Dec 1, 2051
August 2020: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction READING MA Property Address 4 MARIANO DR, READING, MA 01867-4700 Transaction Type Mortgage Record Updated Feb 5, 2021
Transferred To (Grantee/Buyer)
Mortgage
Document Number 75407-317 Date Aug 20, 2020 Book Page 75407/317 Instrument 141965
Lender
Name CITIZENS BANK OF RHODE ISLAND Type Bank
Agreement
Type Balloon Mortgage Amount Amount on Record Term 301 Months Due Sep 1, 2045
December 2017: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction READING MA Property Address 4 MARIANO DR, READING, MA 01867-4700 Document Number 70542-492 Book / Page 070542 / 000492 Instrument Date Dec 19, 2017 Transaction Type Mortgage Record Updated Feb 13, 2018
Transferred To (Grantee/Buyer)
Mortgage
Document Number 70542-492 Date Jan 23, 2018 Book Page 070542/000492 Instrument 10532
Lender
Name CITIZENS BK/RI Type Bank
Agreement
Type Line of Credit Amount Amount on Record
Interest
November 2017: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction READING MA Property Address 4 MARIANO DR, READING, MA 01867-4700 Document Number 70264-420 Instrument Date Nov 15, 2017 Transaction Type Mortgage Record Updated Mar 5, 2019
Transferred To (Grantee/Buyer)
Mortgage
Document Number 70264-420 Date Nov 20, 2017 Book Page 070264/000420 Instrument 23
Lender
Name CITIZENS BK/RI Type Bank
Agreement
Amount Amount on Record Term 360 Months Due Nov 19, 2047
Interest
Rate Type Adjustable Rate Rate 3.13%
February 2017: Quit Claim Deed, Transfer Document Type Quit Claim Deed Jurisdiction READING MA Recording Date Feb 17, 2017 Property Address 4 MARIANO DR, READING, MA 01867-4700 Document Number 68909-473 Book / Page 68909 / 473 Instrument 26269 Transaction Type Transfer Record Updated May 12, 2021
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $119.75 Amount Accuracy Full Amount Stated Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Mortgage
Document Number 689090475 Date Feb 17, 2017 Instrument 68909/0475
Lender
Name LEADER BANK NA Type Bank
Agreement
Amount Amount on Record Term 360 Months Due Feb 17, 2047
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Tax Assessment & Valuation
The 2026 property tax bill for 4 Mariano Dr was $20,162, up 0.8% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
Property Jurisdictions
Type Name State Massachusetts County Middlesex County County Subdivision Reading Town Unified School District Reading School District (PK - 12)
Tax Bill & Assessment History
Year Tax Bill Assessed Value Assessed Market Value 2026 $20,162.00 (+0.84%) $1,839,600 (+4.8%) Land $590,000 Building $1,249,600 $2,091,459 (+7.52%) 2025 $19,994.00 (-0.42%) $1,755,400 (+2.46%) Land $563,000 Building $1,192,400 $1,945,220 (+4.76%) 2024 $20,079.00 (+7.15%) $1,713,200 (+15.1%) Land $549,400 Building $1,163,800 $1,856,775 2023 $18,740.00 $1,488,500 Land $477,400 Building $1,011,100
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
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Tax and assessment analysis, valuation & comps, ownership context, and lien insights — all in one PDF. See a sample report →
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Flood
FEMA maps place 4 Mariano Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone Zone Xminimal risk Nearest Special Flood Hazard Area Zone AE, within 500 ft Flood Insurance Requirement Not requiredlenders may require it Nearby Flood Policies 1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 4 Mariano Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk Lowlower than 93% of the US · lower than 83% of Massachusetts Wildfire Likelihood Under 0.01% annual chance Exposure Nonebeyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System READING WATER DEPARTMENT (MWRA)serves 26,262 people · EPA ID MA3246000 Water Source Purchased surface water from MWRA Last State Inspection Nov 2023 Lead 8 ppb (2021–2023)action level 15 ppb
Violations Reported to EPA
Water Quality E. colinot recorded as resolved · Oct 2019 Treatment and Procedure Nonelast 10 years Monitoring and Reporting Nonelast 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
Provider Max Down / Up (Mbps) XfinityCable 2,000 / 250 VerizonFiber 980 / 880 T-MobileFixed Wireless 100 / 20
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