Middlesex County and Reading Town property record for 4 Margaret Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,054 sqft · built 1951 |
| Lot Size | 0.28 acres (12,210 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,500 (Jan 2002) |
| Tax Bill | $9,418 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Mar 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:032.0-0000-0106.0 |
| Primary APN | READ M:032.0-0000-0106.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,054 sqft Living Area |
| Gross Area | 3,134 sqft |
| 1st Floor Area | 1,860 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,210 sqft (0.28 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1270000000360 |
|---|---|
| Street Address | 4 MARGARET RD |
| City | READING |
| State | MA |
| Zip | 01867-1535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 MARGARET RD, READING, MA 01867-1535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2025 | Deed of Trust, Mortgage NEWREZ LLC |
| Mar 3, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK |
| Feb 3, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LCC |
| Sep 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Nov 28, 2017 | Deed of Trust, Mortgage DITECH FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 25, 2002 · Amount on Record |
| Deed Sale | Jan 25, 2002 · Amount on Record |
| Prior Sale | Jul 1, 1996 · Amount on Record |
| Deed Document Number | 2002955 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 4 MARGARET RD, READING, MA 01867-1535 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0084371-75 |
|---|---|
| Date | Jul 17, 2025 |
| Book Page | 84371/75 |
| Instrument | 83500 |
| Name | NEWREZ LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Aug 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 4 MARGARET RD, READING, MA 01867-1535 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 081299-256 |
|---|---|
| Date | Mar 3, 2023 |
| Book Page | 81299/256 |
| Instrument | 21814 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 4 MARGARET RD, READING, MA 01867-1535 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 079636-486 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 79636/486 |
| Instrument | 18693 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 4 MARGARET RD, READING, MA 01867-1535 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78698-171 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 78698/171 |
| Instrument | 204754 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 4 MARGARET RD, READING, MA 01867-1535 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70293-150 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 70293/150 |
| Instrument | 192111 |
| Name | DITECH FINANCIAL LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,418.00 (+3.05%) | $826,900 (+6.04%) Land $429,900 Building $397,000 | $869,250 (+25.03%) |
| 2024 | $9,139.00 (-2.24%) | $779,800 (+5.02%) Land $405,400 Building $374,400 | $695,210 |
| 2023 | $9,348.00 | $742,500 Land $386,000 Building $356,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2004 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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