Waterford Town property record for 4 Maple Ter, Waterford, CT 06385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,252 sqft · built 1948 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,322 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | WATE M:137 L:4424 |
| Primary APN | WATE M:137 L:4424 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,252 sqft Living Area |
| Gross Area | 2,747 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 400500 |
|---|---|
| Street Address | 4 MAPLE TER |
| City | WATERFORD |
| State | CT |
| Zip | 06385-2220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Lot Number | 4424 |
| Jurisdiction | WATERFORD CT |
| Township / Civil Division | WATERFORD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 693300 |
4 Maple Ter is owner-occupied and held in a trust.
Source: Waterford Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4 MAPLE TER, WATERFORD, CT 06385-2220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · Balloon Mortgage CHELSEA GROTON BANK |
| Feb 13, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERFORD CT |
| Property Address | 4 MAPLE TER, WATERFORD, CT 06385-2220 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001689-314 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 1689/314 |
| Instrument | 158128 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERFORD CT |
| Recording Date | Feb 13, 2017 |
| Property Address | 4 MAPLE TER, WATERFORD, CT 06385-2220 |
| Document Number | 1496-254 |
| Book / Page | 001496 / 000254 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 4 Maple Ter was $4,322, up 7% from the year before.
Source: Waterford Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Waterford Town |
| Unified School District | Waterford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,322.00 (+7.03%) | $176,120 (+1.89%) Land $68,820 Building $107,300 | $381,374 (+215.2%) |
| 2025 | $4,038.00 | $172,850 Land $68,820 Building $104,030 | $120,995 Land $48,174 Building $72,821 |
| 2024 | $4,038.00 (+10.21%) | ||
| 2023 | $3,664.00 | $172,850 Land $68,820 Building $104,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Maple Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4 Maple Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD WPCA serves 16,578 people · EPA ID CT1520071 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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