4 Main St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 4 Main St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,840 sqft · built 1955
Lot Size	0.238 acres (10,359 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,460,000 (Aug 2023)
Tax Bill	$14,827 (2026)
Deeds & Mortgages	May 2021 Line of Credit Aug 2023 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:006 B:0066 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:006 B:0066 L:0`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,840 sqft Living Area
Gross Area	5,621 sqft
Basement Area	1,820 sqft
Unfinished Basement	546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,359 sqft (0.238 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 MAIN ST
City	WINCHESTER
State	MA
Zip	01890-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	66
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2012
Census Tract	338500

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 MAIN ST, WINCHESTER, MA 01890-3926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 25, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Jun 30, 2017	Deed of Trust, Mortgage NEW PENN FINANCIAL LLC
May 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 3, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance NEWREZ LLC
Mar 27, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Jan 29, 2019	Quit Claim Deed, Transfer Quitclaim
Aug 11, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Prior Sale	Jan 31, 2005 · Amount on Record
Deed Book / Page	81927 / 178
Prior Transfer Date	Aug 24, 2023
Prior Transfer Doc	081927-178
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	4 MAIN ST, WINCHESTER, MA 01890-3926
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077878-363
Date	May 27, 2021
Book Page	77878/363
Instrument	120773

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2046

Interest

Rate Type	Adjustable Rate

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Aug 25, 2023
Property Address	4 MAIN ST, WINCHESTER, MA 01890-3926
Document Number	081927-178
Book / Page	81927 / 178
Instrument Date	Aug 24, 2023
Instrument	95891
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 MAIN ST, WINCHESTER, MA 01890-3926

Mortgage

Document Number	0000095892
Date	Aug 25, 2023
Instrument	95892

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	4 MAIN ST, WINCHESTER, MA 01890-3926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69546-539
Date	Jun 30, 2017
Book Page	69546/539
Instrument	102874

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	May 5, 2020
Property Address	4 MAIN ST, WINCHESTER, MA 01890-3926
Document Number	74602-111
Book / Page	074602 / 000111
Instrument Date	Apr 30, 2020
Instrument	66818
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4 MAIN ST WINCHESTER MA 018903926, WINCHESTER, MA 01890-3926

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Apr 3, 2020
Property Address	4 MAIN ST, WINCHESTER, MA 01890-3926
Document Number	74406-150
Book / Page	74406 / 150
Instrument Date	Mar 27, 2020
Instrument	49664
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MAIN ST, WINCHESTER, MA 01890-3926

Mortgage

Document Number	74406-153
Date	Apr 3, 2020
Book Page	74406/153
Instrument	49665

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	4 MAIN ST, WINCHESTER, MA 01890-3926
Document Number	72456-514
Instrument Date	Mar 27, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4 MAIN ST WINCHESTER MA 018903926, WINCHESTER, MA 01890-3926

Mortgage

Document Number	72456-514
Date	Apr 16, 2019
Book Page	072456/000514
Instrument	46310

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jan 29, 2019
Property Address	4 MAIN ST, WINCHESTER, MA 01890-3926
Document Number	72173-170
Book / Page	072173 / 000170
Instrument Date	Jan 25, 2019
Instrument	11861
Transaction Type	Transfer
Record Updated	Feb 19, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4 MAIN ST WINCHESTER MA 018903926, WINCHESTER, MA 01890-3926

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	4 MAIN ST, WINCHESTER, MA 01890-3926
Document Number	69949-316
Book / Page	069949 / 000316
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69949-316
Date	Sep 19, 2017
Book Page	069949/000316
Instrument	151479

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,827.00 (+10,415.6%)	$1,338,200 (+4.99%) Land $695,000 Building $643,200	$1,433,090 (+5.28%)
2025	$141.00 (-98.97%)	$1,274,600 (+5.42%) Land $695,000 Building $579,600	$1,361,160
2024	$13,699.00 (+26.71%)	$1,209,100 (+31.97%) Land $631,800 Building $577,300
2023	$10,811.00	$916,200 Land $568,600 Building $347,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2001–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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