4 Main St, Hubbardston, MA 01452 Property Records

Worcester County and Hubbardston Town property record for 4 Main St, Hubbardston, MA 01452

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,040 sqft · built 1893
Lot Size	4.49 acres (195,870 sqft)
Owner	Individual Name on File
Tax Bill	$4,868 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HUBB M:008A L:0029`

Property Details

APN / Parcel Number

Primary APN	`HUBB M:008A L:0029`
Alternative APN	`M:008A B:0000 L:00029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	3,040 sqft Living Area
Gross Area	5,566 sqft
Basement Area	1,026 sqft
Unfinished Basement	1,026 sqft

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	195,870 sqft (4.49 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	4 MAIN ST
City	HUBBARDSTON
State	MA
Zip	01452-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	29
Jurisdiction	HUBBARDSTON MA
Township / Civil Division	HUBBARDSTON
Census Block Group	1
Census Block	1013
Census Tract	706100

Owner

Source: Worcester County and Hubbardston Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4 MAIN ST, HUBBARDSTON, MA 01452-1438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit ATHOL SAVINGS BANK
May 16, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance FEDERAL SAVINGS BANK
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2012
Deed Sale	Nov 1, 2012
Deed Book / Page	49887 / 136
Last Transfer Date	Apr 29, 2022
Transfer Doc	067598-278
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	4 MAIN ST, HUBBARDSTON, MA 01452-1438
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072939-46
Date	Dec 9, 2025
Book Page	72939/46
Instrument	107392

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	229 Months
Due	Jan 1, 2045

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUBBARDSTON MA
Recording Date	May 16, 2022
Property Address	4 MAIN ST, HUBBARDSTON, MA 01452-1438
Document Number	067598-274
Book / Page	67598 / 274
Instrument Date	Apr 29, 2022
Instrument	53267
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 MAIN ST, HUBBARDSTON, MA 01452-1438

Mortgage

Document Number	067598-278
Date	May 16, 2022
Book Page	67598/278
Instrument	53268

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	4 MAIN ST, HUBBARDSTON, MA 01452-1438
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64582-138
Date	Mar 1, 2021
Book Page	64582/138
Instrument	28735

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Worcester County and Hubbardston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hubbardston Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,868.00 (+1.61%)	$435,400 (+6.14%) Land $60,200 Building $375,200	$360,810 (-)
2025	$4,791.00 (+43.14%)	$410,200 (+59.67%) Land $58,900 Building $351,300	$360,810 (-6.89%)
2024			$387,505
2023	$3,347.00	$256,900 Land $47,200 Building $209,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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