4 Main St, Clayton, DE 19938 Property Records

Kent County property record for 4 Main St, Clayton, DE 19938

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1960
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jun 2018)
Tax Bill	$912 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-04-018.07-02-16.00-000`

Property Details

APN / Parcel Number

Primary APN	`1-04-018.07-02-16.00-000`
Alternative APNs	`DC04018.070216.00/000` `1774`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	84.2 ft deep x 0.2 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1774
Street Address	4 MAIN ST
City	CLAYTON
State	DE
Zip	19938-7729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	S. SD. SMYRNA-CLAYTON BLVD., LOT #3 4 MAIN ST.
Legal Subdivision	EIGHT LOT SUBDIVISION
Legal Lot Number	3
Jurisdiction	KENT DE
Township / Civil Division	SMYRNA
Census Block Group	1
Census Block	1060
Census Tract	40201

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	909 BOXWOOD DR, SMYRNA, DE 19977-1299
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jun 20, 2018	Deed, Transfer · FHA Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Prior Sale	Sep 1, 1997 · Amount on Record
Deed Document Number	2018342637
Deed Book / Page	9165 / 203
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	4 MAIN ST, CLAYTON, DE 19938-7729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 N MAIN ST, CLAYTON, DE 19938-7729

Mortgage

Document Number	0000398565
Date	Oct 26, 2020
Book Page	10517/26
Instrument	2020-398565

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Jul 1, 2048

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Jun 20, 2018
Property Address	4 MAIN ST, CLAYTON, DE 19938-7729
Document Number	0000342637
Book / Page	9165 / 203
Map Reference	MB6 PG24
Instrument Date	Jun 18, 2018
Instrument	2018-342637
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1257 DUCK CREEK RD, 1257, SMYRNA, DE 19977-9441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MAIN ST, CLAYTON, DE 19938-7729

Mortgage

Document Number	0000342638
Date	Jun 20, 2018
Instrument	2018-342638

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Clayton Town
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$912.00 (+1.33%)	$214,600 (+1,169.82%) Land $64,900 Building $149,700
2025	$900.00 (+100.45%)
2023	$449.00	$16,900 Land $4,700 Building $12,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN NORTHERN KENT REGIONAL private · serves 7,014 people · EPA ID DE00A0673
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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