Middlesex County and Acton Town property record for 4 Maddy Ln, Acton, MA 01720 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,291 sqft · built 1994 |
| Lot Size | 0.67 acres (29,175 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,305,000 (Aug 2023) |
| Tax Bill | $20,710 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00H3 B:0073 L:0001 |
| Primary APN | ACTO M:00H3 B:0073 L:0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 3,291 sqft Living Area |
| Gross Area | 6,372 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,175 sqft (0.67 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 4 MADDY LN |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-4472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 73 |
| Legal Lot Number | 1 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 363104 |
Source: Middlesex County and Acton Town records · APN ACTO M:00H3 B:0073 L:0001
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 MADDY LN, ACTON, MA 01720-4472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 09, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Mar 31, 2026 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Aug 03, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO |
| May 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Nov 19, 2018 | Quit Claim Deed, Transfer LOANDEPOT.COM LLC |
| Aug 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2023 · Amount on Record |
| Deed Sale | Aug 03, 2023 · Amount on Record |
| Prior Sale | Nov 19, 2018 · Amount on Record |
| Deed Document Number | 202386998 |
| Deed Book / Page | 81852 / 458 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Jul 09, 2026 |
| Property Address | 4 MADDY LN, ACTON, MA 01720-4472 |
| Document Number | 0000084045 |
| Book / Page | 85851 / 474 |
| Instrument Date | Jul 01, 2026 |
| Instrument | 202684045 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4 MADDY LN, ACTON, MA 01720-4472 |
| Document Number | 0000084045, |
|---|---|
| Date | Jul 09, 2026 |
| Book Page | 85851/474 |
| Instrument | 202684045 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 4 MADDY LN, ACTON, MA 01720-4472 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085406-485 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 85406/485 |
| Instrument | 34803 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
| Type Change Date | Apr 01, 2033 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Aug 03, 2023 |
| Property Address | 4 MADDY LN, ACTON, MA 01720-4472 |
| Document Number | 081852-458 |
| Book / Page | 81852 / 458 |
| Instrument Date | Aug 03, 2023 |
| Instrument | 86998 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 MADDY LN, ACTON, MA 01720-4472 |
| Document Number | 0000086999 |
|---|---|
| Date | Aug 03, 2023 |
| Instrument | 86999 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Sep 01, 2030 |
| Max Rate At Change | 2.5% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 4 MADDY LN, ACTON, MA 01720-4472 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74711-427 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 74711/427 |
| Instrument | 76313 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Nov 19, 2018 |
| Property Address | 4 MADDY LN, ACTON, MA 01720-4472 |
| Document Number | 71905-177 |
| Book / Page | 071905 / 000177 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 7543 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,597.84 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 MADDY LN ACTON MA 017204472, ACTON, MA 01720-4472 |
| Document Number | 71905-179 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 071905/000179 |
| Instrument | 7544 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 18, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 4 MADDY LN, ACTON, MA 01720-4472 |
| Document Number | 71557-409 |
| Instrument Date | Aug 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Address | 4 MADDY LN ACTON MA 017204472, ACTON, MA 01720-4472 |
| Document Number | 71557-409 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 071557/000409 |
| Instrument | 134756 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 29, 2038 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,710.00 (+22.89%) | $1,207,600 (+19.46%) Land $322,100 Building $885,500 | $1,348,715 (+10.97%) |
| 2024 | $16,852.00 (+2.23%) | $1,010,900 (+7.69%) Land $322,100 Building $688,800 | $1,215,335 |
| 2023 | $16,484.00 | $938,700 Land $292,900 Building $645,800 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 4% of the US · above 8% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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