4 Lyford Rd, Bernard, ME 04612 Property Records

Hancock County and Tremont Town property record for 4 Lyford Rd, Bernard, ME 04612

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,900 (Nov 2020)
Tax Bill	$3,874 (2025)
Deeds & Mortgages	Sep 2021 Transfer Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:005 L:033F=01`

Property Details

APN / Parcel Number

Primary APN	`M:005 L:033F=01`
Alternative APNs	`TREM M:005 L:033F-01` `494`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	494
Street Address	4 LYFORD RD
City	BERNARD
State	ME
Zip	04612-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	33F-1
Jurisdiction	TREMONT ME
Township / Civil Division	TREMONT
Census Block Group	2
Census Block	2017
Census Tract	966200

Owner

Source: Hancock County and Tremont Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 MAPLE AVE, COLLINSVILLE, CT 06019-3143
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 30, 2020	Personal Representative Deed, Transfer · Stand-Alone Refinance BAR HARBOR BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	202038977
Deed Book / Page	7076 / 900
Record Updated	Sep 20, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TREMONT ME
Recording Date	Sep 20, 2021
Property Address	4 LYFORD RD, BERNARD, ME 04612-3712
Document Number	0071550070
Book / Page	7155 / 70
Instrument Date	Aug 6, 2021
Instrument	2021016599
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LYFORD RD, BERNARD, ME 04612-3712

November 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	TREMONT ME
Recording Date	Nov 30, 2020
Property Address	4 LYFORD RD, BERNARD, ME 04612-3712
Document Number	0070760900
Book / Page	7076 / 900
Instrument Date	Nov 20, 2020
Instrument	2020038977
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1087 EMPEY WAY, SAN JOSE, CA 95128-3803

Mortgage

Document Number	0070760903
Date	Nov 30, 2020
Book Page	7076/903
Instrument	2020038978

Lender

Name	BAR HARBOR BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Hancock County and Tremont Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Tremont Town
Secondary School District	Mount Desert Community School District (09 - 12)
Elementary School District	Tremont (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,874.00 (+7.25%)	$390,500 (-) Land $180,000 Building $210,500
2024	$3,612.00 (+33.68%)	$390,500 (+85.25%) Land $180,000 Building $210,500
2023	$2,702.00 (+11.93%)	$210,800 (+1.64%) Land $76,100 Building $134,700
2022	$2,414.00	$207,400 Land $76,100 Building $131,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (1982–2008)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Lyford Rd

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