Albany County and Colonie Town property record for 4 Lupe Way, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,372 sqft · built 2002 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $499,000 (Dec 2024) |
| Tax Bill | $9,568 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 16.2-3-34 |
| Primary APN | 012689 16.2-3-34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,372 sqft Living Area |
| 1st Floor Area | 1,241 sqft |
| 2nd Floor Area | 970 sqft |
| Upper Floors Area | 161 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Patio Area | 48 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01600200030340000000 |
|---|---|
| Street Address | 4 LUPE WAY |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-8506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | ROSE GARDEN SECT 2 OR 4 LUPE WAY |
| Legal Subdivision | ROSE GARDENS |
| Legal Block | 3 |
| Legal Lot Number | 34.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 13803 |
4 Lupe Way is owned by an individual who bought it in December 2024.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 SEAN MICHAEL CT, FARMINGDALE, NY 11735-2124 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2022 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Jul 9, 2021 | Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Mar 28, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2024 · Amount on File |
| Deed Sale | Dec 30, 2024 · Amount on File |
| Prior Sale | Jul 9, 2021 · Amount on File |
| Deed Document Number | 202421919 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 4 LUPE WAY, SCHENECTADY, NY 12304-8506 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4 LUPE WAY, SCHENECTADY, NY 12304-8506 |
| Document Number | 0000005879 |
|---|---|
| Date | Nov 3, 2022 |
| Instrument | R2022-25879 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 2, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jul 9, 2021 |
| Property Address | 4 LUPE WAY, SCHENECTADY, NY 12304-8506 |
| Document Number | 0000000442 |
| Map Reference | MAP 10454 |
| Instrument Date | Jun 30, 2021 |
| Instrument | R2021-20442 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Title Company | CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,378.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 KEYSTONE CT, ALBANY, NY 12205-3100 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 LUPE WAY, SCHENECTADY, NY 12304-8506 |
| Document Number | 0000000443 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | R2021-20443 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 4 LUPE WAY, SCHENECTADY, NY 12304-8506 |
| Document Number | 0000007102 |
| Instrument Date | Mar 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 4 LUPE WAY SCHENECTADY NY 123048506, SCHENECTADY, NY 12304-8506 |
| Document Number | 0000007102 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 7102 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 11, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4 Lupe Way was $9,568, down 3.6% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,568.00 (-3.65%) | ||
| 2025 | $9,930.00 | $209,000 Land $52,300 Building $156,700 | $478,300 Land $119,689 Building $358,611 |
| 2023 | $209,000 (-) Land $52,300 Building $156,700 | $409,800 (+9.31%) Land $102,548 Building $307,252 | |
| 2022 | $209,000 Land $52,300 Building $156,700 | $374,888 Land $93,812 Building $281,076 | |
| 2021 | $9,142.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4 Lupe Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Lupe Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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