Mineral County property record for 4 Ludwick Ct, Keyser, WV 26726
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,398 sqft · built 1979 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,000 (Jul 2024) |
| Tax Bill | $970 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-9A-0060.0000 |
| Primary APN | 07-9A-0060.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,398 sqft Living Area |
| 1st Floor Area | 2,796 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 76 ft deep x 80 ft wide |
| Terrain | Rolling |
| Garage Area | 216 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 800 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4 LUDWICK CT |
|---|---|
| City | KEYSER |
| State | WV |
| Zip | 26726-2136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 CARSKADON ST ADD FUNDERBURG SECT III |
| Legal Subdivision | CARSKADON ST ADD |
| Legal Lot Number | 19 |
| Jurisdiction | MINERAL WV |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 10600 |
4 Ludwick Ct is owned and occupied by an individual who bought it in July 2024.
Source: Mineral County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 LUDWICK CT, KEYSER, WV 26726-2136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2024 · Amount on File |
| Deed Sale | Jul 26, 2024 · Amount on File |
| Deed Document Number | 2024206323 |
| Deed Book / Page | 409 / 334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINERAL WV |
| Property Address | 4 LUDWICK CT, KEYSER, WV 26726-2136 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4 LUDWICK CT, KEYSER, WV 26726-2136 |
| Document Number | 000671/304 |
|---|---|
| Date | Jan 6, 2026 |
| Book Page | 671/304 |
| Instrument | 214453 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2041 |
The 2026 property tax bill for 4 Ludwick Ct was $970 with a homeowner's exemption, up 54% from the year before.
Source: Mineral County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Mineral County |
| Municipality | Keyser City |
| Unified School District | Mineral County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $970.00 (+53.97%) | $61,860 (+2.79%) Land $8,880 Building $52,980 | $103,100 (+2.79%) Land $14,800 Building $88,300 |
| 2025 | $630.00 Homeowner's exemption | $60,180 Land $8,880 Building $51,300 | $100,300 Land $14,800 Building $85,500 |
| 2023 | $583.00 (-1.52%) Homeowner's exemption | $57,180 (-1.04%) Land $8,880 Building $48,300 | $95,300 (-1.04%) Land $14,800 Building $80,500 |
| 2022 | $592.00 Homeowner's exemption | $57,780 Land $8,880 Building $48,900 | $96,300 Land $14,800 Building $81,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4 Ludwick Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–1996) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Heavy Rains,flooding Highwind |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Ludwick Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Breezeline.
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