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4 Lowes Ln, Key West, FL 33040 Property Records

Monroe County property record for 4 Lowes Ln, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,656 sqft · built 1928
Lot Size0.076 acres (3,307 sqft)
Owner2 Trust Names on File
Last Sale$885,000 (Jun 2011)
Tax Bill$7,410 (2024)
Deeds & MortgagesApr 2026 Sale
Flood ZoneZone AE (high risk)
APN00007540-000000

Property Details

APN / Parcel Number

Primary APN00007540-000000
Alternative APNs
  • 01010100007540000000
  • 1007811

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,656 sqft Living Area
1st Floor Area1,656 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 2012
Exterior MaterialCombination
Foundation TypeBlock
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area3,307 sqft (0.076 acres)

Exterior Amenities

Pool Area200 sqft
PorchUnfinished Open Porch
Porch Area1,106 sqft
Patio Area675 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1007811
Street Address4 LOWES LN
CityKEY WEST
StateFL
Zip33040-7132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHHDR
Legal DescriptionKW PT LT 4 SQR 45 OR50-26/27 OR827-1422 OR1022-1249 OR1023-369 OR1037-757 OR1037-756 OR1332-2283/84 OR1514-1704/06 OR2522-474/75
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionWHITEHEADS MAP OF THE ISLAND OF KEY WEST
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3010
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4 Lowes Ln is owner-occupied and held in a trust since June 2011.

Source: Monroe County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address4 LOWES LN, KEY WEST, FL 33040-7132
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2011 · Amount on File
Deed SaleJun 17, 2011 · Amount on File
Prior SaleMay 12, 1998 · Amount on File
Deed Document Number20111840164
Deed Book / Page2522 / 474
Prior Transfer DateDec 27, 2007
Prior Transfer Doc0023401985
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 8, 2026
Property Address4 LOWES LN, KEY WEST, FL 33040-7132
Document Number0002538841
Book / Page3374 / 2481
Instrument DateApr 6, 2026
Instrument20262538841
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4 LOWES LN, KEY WEST, FL 33040-7132

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$908,637$2,044,898 Land $1,322,271 Building $722,627
2024$7,410.00 (+1.66%)
2023$7,289.00 (+4.47%) Homeowner's exemption$857,311 (+3%)$1,821,027 (+16.58%) Land $1,133,491 Building $687,536
2022$6,977.00 Homeowner's exemption$832,341$1,562,057 Land $858,828 Building $703,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Lowes Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Lowes Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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