Passaic County and Wayne Township property record for 4 Lowell Dr, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Colonial |
| Year Built | Built 1986 |
| Square Footage | 2,969 sqft Living Area |
| Lot Size | 17,119 sqft (0.393 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $550,000 (2022) |
| Tax Bill | $21,425.00 (2025) |
| Primary APN | 14-04106-0000-00001 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,969 sqft Living Area |
|---|
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial Style |
| Lot Area | 17,119 sqft (0.393 acres) |
| Old Parcel Number | 1400605L00001 |
|---|---|
| Street Address | 4 LOWELL DR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-8406 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | WATERVIEW ESTATES FINAL MAP |
| Legal Block | 4106 |
| Legal Lot Number | 1 |
| Jurisdiction | PASSAIC NJ |
| Minor Civil Division | WAYNE |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 246001 |
Source: Passaic County and Wayne Township records · APN 14-04106-0000-00001
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 LOWELL DR, WAYNE, NJ 07470-8406 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 04, 2024 | Deed of Trust, Mortgage · Line of Credit SPENCER SAVINGS BANK SLA |
| Jun 15, 2023 | Deed of Trust, Mortgage · Line of Credit SPENCER SAVINGS BANK SLA |
| Apr 11, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2022 · Amount on Record |
| Deed Sale | Apr 11, 2022 · Amount on Record |
| Prior Sale | Nov 21, 1986 · Amount on Record |
| Deed Doc Number | 202220641 |
| Deed Book / Page | 4285 / 174 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 4 LOWELL DR, WAYNE, NJ 07470-8406 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000038087 |
|---|---|
| Date | Dec 04, 2024 |
| Book Page | M19163/290 |
| Instrument | 2024038087 |
| Name | SPENCER SAVINGS BANK SLA |
|---|---|
| Type | Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 20, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 4 LOWELL DR, WAYNE, NJ 07470-8406 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000019545 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | M18520/17 |
| Instrument | 2023019545 |
| Name | SPENCER SAVINGS BANK SLA |
|---|---|
| Type | Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 07, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Apr 11, 2022 |
| Property Address | 4 LOWELL DR, WAYNE, NJ 07470-8406 |
| Document Number | 0000020641 |
| Book / Page | D4285 / 174 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022020641 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2025 |
| Title Company | TITLE AGENCY/NJ INC, TITLE AGENCY OF NJ INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 743 PASSAIC AVE # 160, 160, CLIFTON, NJ 07012-1826 |
| Name | Verified Name |
|---|---|
| Address | 4 LOWELL DR, WAYNE, NJ 07470-8406 |
| Document Number | 0000020642 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 2022020642 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,200 (-) Land $151,900 Building $205,300 | $357,200 (-) Land $151,900 Building $205,300 | |
| 2025 | $21,425.00 (+0.88%) | $357,200 (+109.75%) Land $151,900 Building $205,300 | $357,200 (+109.75%) Land $151,900 Building $205,300 |
| 2024 | $21,239.00 (+120.6%) | ||
| 2023 | $170,300 Land $151,900 Building $18,400 | $170,300 Land $151,900 Building $18,400 | |
| 2022 | $9,628.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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