4 Loring Dr, Rochester, NH 03839 Property Records

Strafford County and Rochester City property record for 4 Loring Dr, Rochester, NH 03839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,169 sqft · built 1979
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Company Names on Record
Last Sale	$334,933 (Oct 2017)
Tax Bill	$8,326 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37360`

Property Details

APN / Parcel Number

Primary APN	`37360`
Alternative APNs	`RCHE M:0258 B:0026 L:0000` `10225`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,169 sqft Living Area
Gross Area	4,850 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 LORING DR
City	ROCHESTER
State	NH
Zip	03839-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	26
Jurisdiction	ROCHESTER CITY NH
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1006
Census Tract	84500

Owner

Source: Strafford County and Rochester City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4 LORING DR, ROCHESTER, NH 03839-4608
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MTG CORP
Sep 29, 2017	Deed of Trust, Mortgage · Conventional with PMI WATERSTONE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2017 · Amount on Record
Deed Sale	Oct 4, 2017 · Amount on Record
Prior Sale	Oct 1, 2004 · Amount on Record
Deed Document Number	201714538
Deed Book / Page	4516 / 334
Last Transfer Date	Jul 10, 2025
Transfer Doc	005277-654
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER CITY NH
Property Address	4 LORING DR, ROCHESTER, NH 03839-4608
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005063-855
Date	Sep 13, 2022
Book Page	5063/855
Instrument	220013821

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER CITY NH
Property Address	4 LORING DR, ROCHESTER, NH 03839-4608
Document Number	0048300778
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	PHENIX TITLE SERVICES LLC, PHENIX TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 LORING DR ROCHESTER NH 038394608, ROCHESTER, NH 03839-4608

Mortgage

Document Number	0048300778
Date	Nov 9, 2020
Book Page	004830/000778
Instrument	19559

Lender

Name	WATERSTONE MTG CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER CITY NH
Property Address	4 LORING DR, ROCHESTER, NH 03839-4608
Document Number	0045160336
Book / Page	004516 / 000336
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017
Title Company	PHENIX TITLE SERVICES LLC, PHENIX TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 LORING DR ROCHESTER NH 038394608, ROCHESTER, NH 03839-4608

Mortgage

Document Number	0045160336
Date	Oct 4, 2017
Book Page	004516/000336
Instrument	14539

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

Source: Strafford County and Rochester City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Rochester City
Unified School District	Rochester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,326.00 (+3.03%)	$544,200 (-) Land $138,500 Building $405,700
2024	$8,081.00 (-3.73%)	$544,200 (+66.88%) Land $138,500 Building $405,700
2023	$8,394.00 (+1.82%)	$326,100 (-) Land $55,500 Building $270,600	$520,030
2022	$8,244.00	$326,100 Land $55,500 Building $270,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER WATER DEPT serves 25,000 people · EPA ID NH2001010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2022 Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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