Dutchess County and Poughkeepsie Town property record for 4 Lori St, Poughkeepsie, NY 12603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,098 sqft · built 1958 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Jan 2003) |
| Tax Bill | $8,226 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2025 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 134689-6159-04-800436-0000 |
| Primary APN | 134689-6159-04-800436-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,098 sqft Living Area |
| Gross Area | 1,395 sqft |
| 1st Floor Area | 1,098 sqft |
| Basement Area | 297 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| View / Lot | Suburban |
| Garage Type | Basement |
| Porch | Open Porch |
|---|---|
| Porch Area | 210 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 14800436 |
|---|---|
| Street Address | 4 LORI ST |
| City | POUGHKEEPSIE |
| State | NY |
| Zip | 12603-5816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 0.31 AC 1632 0337 1542 0398 |
| Legal Subdivision | VASSAR PARK |
| Legal Block | 4 |
| Legal Lot Number | 800 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | POUGHKEEPSIE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 140700 |
Source: Dutchess County and Poughkeepsie Town records, as of October 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 LORI ST, POUGHKEEPSIE, NY 12603-5816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 12, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance HMTAP EQUITY PARTNERS |
| Apr 19, 2018 | Loan Modification, Mortgage · Conventional with PMI CARRINGTON MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2003 · Amount on Record |
| Deed Sale | Jan 7, 2003 · Amount on Record |
| Deed Book / Page | 22003 / 137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Sep 22, 2026 |
| Property Address | 4 LORI ST, POUGHKEEPSIE, NY 12603-5816 |
| Document Number | 0000053453 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202653453 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4 LORI ST, POUGHKEEPSIE, NY 12603-5816 |
| Document Number | 0000053453, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 202653453 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 4 LORI ST, POUGHKEEPSIE, NY 12603-5816 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000053000 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 53000 |
| Name | HMTAP EQUITY PARTNERS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 4 LORI ST, POUGHKEEPSIE, NY 12603-5816 |
| Document Number | 0000003276 |
| Instrument Date | Apr 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 LORI ST POUGHKEEPSIE NY 126035816, POUGHKEEPSIE, NY 12603-5816 |
| Document Number | 0000003276 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 3276 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2048 |
| Rate | 4.25% |
|---|
Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Poughkeepsie Town |
| Unified School District | Wappingers Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,226.00 (+30.28%) | $300,000 (-) Land $71,100 Building $228,900 | $337,100 (+12.37%) |
| 2023 | $300,000 (+11.11%) Land $71,100 Building $228,900 | $300,000 (+11.11%) Land $71,100 Building $228,900 | |
| 2022 | $270,000 Land $64,600 Building $205,400 | $270,000 Land $64,600 Building $205,400 | |
| 2020 | $6,314.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 12 (1997–2024) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812 |
|---|---|
| Water Source | Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
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