4 Lord St, Berwick, ME 03901 Property Records

York County and Berwick Town property record for 4 Lord St, Berwick, ME 03901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,907 sqft · built 1910
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jul 2021)
Tax Bill	$4,505 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`BERW M:U001 B:40`

Property Details

APN / Parcel Number

Primary APN	`BERW M:U001 B:40`
Alternative APN	`2715`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,907 sqft Living Area
Gross Area	4,245 sqft
1st Floor Area	1,168 sqft
Attic	Attic
Attic Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2715
Street Address	4 LORD ST
City	BERWICK
State	ME
Zip	03901-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	40
Jurisdiction	BERWICK ME
Township / Civil Division	BERWICK
Census Block Group	1
Census Block	1029
Census Tract	32001

Owner

Source: York County and Berwick Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 LORD ST, BERWICK, ME 03901-2118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE
Oct 18, 2019	Deed of Trust, Mortgage · Line of Credit NORTHEAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Deed Document Number	20212021037950
Deed Book / Page	18722 / 98
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERWICK ME
Recording Date	Jul 2, 2021
Property Address	4 LORD ST, BERWICK, ME 03901-2118
Document Number	0187220098
Book / Page	18722 / 98
Instrument Date	Jun 30, 2021
Instrument	2021037950
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 COLLINSPORT WAY, YORK, ME 03909-6559

Mortgage

Document Number	2021037951
Date	Jul 2, 2021
Instrument	2021037951

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	4 LORD ST, BERWICK, ME 03901-2118
Document Number	0180920841
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4 LORD ST BERWICK ME 039012118, BERWICK, ME 03901-2118

Mortgage

Document Number	0180920841
Date	Nov 8, 2019
Book Page	018092/000841
Instrument	47917

Lender

Name	NORTHEAST CU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 7, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County and Berwick Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Berwick Town
Unified School District	School Administrative District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,505.00 (+4.57%)	$345,500 (-) Land $117,000 Building $228,500
2024	$4,308.00 (+4.79%)	$345,500 (+53.97%) Land $117,000 Building $228,500
2023	$4,111.00 (+0.54%)	$224,400 (-) Land $83,600 Building $140,800	$408,690
2022	$4,089.00	$224,400 Land $83,600 Building $140,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERWICK WATER DEPARTMENT serves 2,845 people · EPA ID ME0090150
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	No certified operator Oct 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline.

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