4 Lone Tree Ln, San Ramon, CA 94583 Property Records

Contra Costa County property record for 4 Lone Tree Ln, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,014 sqft · built 2001
Lot Size	0.108 acres (4,720 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Apr 2002)
Tax Bill	$11,537 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`211-190-025`

Property Details

APN / Parcel Number

Primary APN	`211-190-025`
Alternative APN	`211-190-025-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,014 sqft Living Area
1st Floor Area	893 sqft
2nd Floor Area	1,121 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Cluster
Lot Area	4,720 sqft (0.108 acres)
Garage Type	Attached
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4 LONE TREE LN
City	SAN RAMON
State	CA
Zip	94583-9171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8188 L81
Legal Subdivision	SUBDIVISION 8188 HENRY RANCH
Legal Tract	8188
Legal Lot Number	81
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3009
Census Tract	345115

Owner

4 Lone Tree Ln is owned and occupied by two individuals who acquired it in December 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 LONE TREE LN, SAN RAMON, CA 94583-9171
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2002 · Amount on File
Deed Sale	Apr 3, 2002 · Amount on File
Deed Document Number	2002116516
Last Transfer Date	Dec 7, 2020
Transfer Doc	0000312541
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 14, 2020
Property Address	4 LONE TREE LN, SAN RAMON, CA 94583-9171
Document Number	0000312541
Map Reference	MB 426 PG 43
Instrument Date	Dec 7, 2020
Instrument	2020-312541
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4 LONE TREE LN, SAN RAMON, CA 94583-9171

Mortgage

Document Number	0000312542
Date	Dec 14, 2020
Instrument	2020-312542

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4 Lone Tree Ln was $11,537.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$919,156 (+2%) Land $506,291 Building $412,865
2025	$11,537.00	$901,134 Land $496,364 Building $404,770
2023	$11,044.00 (+6.49%)	$866,144 Land $477,091 Building $389,053
2022	$10,371.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4 Lone Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Lone Tree Ln is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20