Rockland County and Ramapo Town property record for 4 Lois Ln, Monsey, NY 10952
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,328 sqft · built 1972 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $945,000 (Jul 2026) |
| Tax Bill | $14,776 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 392611 41.15-2-9 |
| Primary APN | 392611 41.15-2-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,328 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Basement Area | 936 sqft |
| Finished Basement | 936 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 27,443 sqft (0.63 acres) |
| Lot Dimensions | 360 ft deep x 380 ft wide |
| View / Lot | Suburban |
| Garage Type | Basement |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00371320000 |
|---|---|
| Street Address | 4 LOIS LN |
| City | MONSEY |
| State | NY |
| Zip | 10952-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8/26/77 |
| Legal Subdivision | SKYLARK ESTATES SECTION 3 IN VIOLA |
| Legal Block | 2 |
| Legal Lot Number | 9.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 11507 |
4 Lois Ln is owned and occupied by two individuals who bought it in July 2026.
Source: Rockland County and Ramapo Town records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 ASHEL LN, MONSEY, NY 10952-2637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage ARK MORTGAGE INC |
| Jun 21, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on File |
| Deed Sale | Jul 2, 2026 · Amount on File |
| Prior Sale | Jun 25, 2003 · Amount on File |
| Deed Document Number | 202622477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jul 2, 2026 |
| Property Address | 4 LOIS LN, MONSEY, NY 10952-1210 |
| Document Number | 0000022477 |
| Instrument Date | May 27, 2026 |
| Instrument | 202622477 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2026 |
| Title Company | TSL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $381,780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 ASHEL LN, MONSEY, NY 10952-2637 |
| Date | Jul 2, 2026 |
|---|
| Name | ARK MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 4 LOIS LN, MONSEY, NY 10952-1210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000018959 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 2023-00018959 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 12, 2048 |
The 2025 property tax bill for 4 Lois Ln was $14,776 with a veteran's exemption, up 0.8% from the year before.
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Wesley Hills Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,776.00 (+0.78%) Veteran's exemption | ||
| 2024 | $14,661.00 Homeowner's exemption | $60,000 (-) Land $20,200 Building $39,800 | $62,000 (-) |
| 2023 | $60,000 Land $20,200 Building $39,800 | $62,000 Land $20,873 Building $41,127 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4 Lois Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Lois Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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