4 Locust Blvd, Middletown, MD 21769 Property Records

Frederick County property record for 4 Locust Blvd, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,078 sqft · built 1962
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Last Sale	$392,000 (May 2021)
Tax Bill	$4,693 (2024)
Deeds & Mortgages	Sep 2023 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-134830`

Property Details

APN / Parcel Number

Primary APN	`03-134830`
Alternative APNs	`3134830` `134830`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,078 sqft Living Area
1st Floor Area	1,428 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	500 sqft
Carport	Carport
Carport Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	134830
Street Address	4 LOCUST BLVD
City	MIDDLETOWN
State	MD
Zip	21769-7934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 100 X 140 S/S LOCUST BLVD. MIDDLETOWN
Legal Subdivision	MIDDLETOWN
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	4
Census Block	4008
Census Tract	752601

Owner

4 Locust Blvd is owned and occupied by an individual who bought it in May 2021.

Source: Frederick County records, as of August 4, 2025

Owner of Record	Individual Name on File
Mailing Address	4 LOCUST BLVD, MIDDLETOWN, MD 21769-7934
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
May 4, 2021	Deed, Transfer · FHA Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2021 · Amount on File
Deed Sale	May 4, 2021 · Amount on File
Prior Sale	May 17, 2005
Deed Book / Page	14839 / 132
Prior Transfer Date	Dec 22, 2009
Prior Transfer Doc	0076510322
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4 LOCUST BLVD, MIDDLETOWN, MD 21769-7934
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0165920467
Date	Sep 8, 2023
Book Page	16592/467

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	May 1, 2051

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 4, 2021
Property Address	4 LOCUST BLVD, MIDDLETOWN, MD 21769-7934
Document Number	0148390132
Book / Page	14839 / 132
Instrument Date	Apr 19, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	COVENANT TITLE AND ESCROW, COVENANT TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12834 GREENSBURG RD, 12834, SMITHSBURG, MD 21783-1413

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4 LOCUST BLVD, MIDDLETOWN, MD 21769-7934

Mortgage

Document Number	0014839139
Date	May 4, 2021
Instrument	14839/139

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Middletown Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$349,300	$378,400 Land $94,600 Building $283,800
2024	$4,693.00 (+12.41%)
2023	$4,175.00	$291,100 Land $78,900 Building $212,200	$291,100 Land $78,900 Building $212,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Locust Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Locust Blvd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018
Water Source	Groundwater
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: EarthLink Business, MN FWA Buyer.

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