4 Locke Ct, Irvine, CA 92617 Property Records

Orange County property record for 4 Locke Ct, Irvine, CA 92617

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 3,659 sqft · built 1988
Lot Size0.321 acres (14,000 sqft)
Owner2 Individual Names on Record
Tax Bill$12,034 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN988-890-05

Property Details

APN / Parcel Number

Primary APN988-890-05

Interior

Bedrooms2 Beds
Full Baths3 Baths
Building Area3,659 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area14,000 sqft (0.321 acres)
Garage Area477 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4 LOCKE CT
CityIRVINE
StateCA
Zip92617-4034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR CU BLK 98889 LOT 47 UN EXT
Legal SubdivisionCITY/IRVINE
Legal Block98889
Legal Lot Number47
JurisdictionORANGE CA
Township / Civil DivisionCENTRAL COAST
Census Block Group5
Census Block5002
Census Tract62614

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 LOCKE CT, IRVINE, CA 92617-4034
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4 LOCKE CT, IRVINE, CA 92617-4034
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 LOCKE CT, IRVINE, CA 92617-4034

Mortgage

Document Number0000008322
DateJan 6, 2021
Instrument2021000008322
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityIrvine City
Unified School DistrictIrvine Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,178,420 (+2%) Land $595,375 Building $583,045
2025$12,034.00 (+4.82%) Homeowner's exemption$1,155,314 (+4.04%) Land $583,701 Building $571,613
2023$11,481.00 (+1.84%) Homeowner's exemption$1,110,452 Land $561,035 Building $549,417
2022$11,274.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people · EPA ID CA3010092
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
2,000 / 1,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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