4 Lloyd Ave, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 4 Lloyd Ave, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,075 sqft · built 1955
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Mar 2026)
Tax Bill	$8,388 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-10303-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`19-10303-0000-00005`
Alternative APN	`191030300005`

Interior

Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	1,075 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Location & Zoning

Street Address	4 LLOYD AVE
City	STANHOPE
State	NJ
Zip	07874-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	LAKE GROVE HEIGHTS
Legal Block	10303
Legal Lot Number	5
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	3
Census Block	3008
Census Tract	374600

Owner

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 LLOYD AVE, STANHOPE, NJ 07874-2924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 11, 2025	Administrator's Deed, Transfer · Commercial Mortgage SILVER HILL CAPITAL LLC
Jul 14, 2017	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Sep 11, 2025 · Amount on Record
Deed Document Number	20264389
Deed Book / Page	10441 / 37
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Mar 10, 2026
Property Address	4 LLOYD AVE, STANHOPE, NJ 07874-2924
Document Number	0104410037
Book / Page	10441 / 37
Instrument Date	Mar 4, 2026
Instrument	2026004389
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,079.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 URBAN CLUB RD, WAYNE, NJ 07470-2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LLOYD AVE, STANHOPE, NJ 07874-2924

Mortgage

Document Number	2026004390
Date	Mar 10, 2026
Instrument	2026004390

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Apr 1, 2038

September 2025: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	SUSSEX NJ
Recording Date	Sep 11, 2025
Property Address	4 LLOYD AVE, STANHOPE, NJ 07874-2924
Document Number	0104041731
Book / Page	10404 / 1731
Instrument Date	Sep 2, 2025
Instrument	2025016523
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	EXCLUSIVE LAND SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,422.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1425 HUDSON ST # ST3K, ST3K, HOBOKEN, NJ 07030-5958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 URBAN CLUB RD, WAYNE, NJ 07470-2023

Mortgage

Document Number	2025016524
Date	Sep 11, 2025
Instrument	2025016524

Lender

Name	SILVER HILL CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Apr 1, 2026

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUSSEX NJ
Property Address	4 LLOYD AVE, STANHOPE, NJ 07874-2924
Document Number	0095240884
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LLOYD AVE STANHOPE NJ 078742924, STANHOPE, NJ 07874-2924

Mortgage

Document Number	0095240884
Date	Aug 29, 2017
Book Page	009524/000884
Instrument	178450

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,300 (+138.5%) Land $192,200 Building $237,100	$429,300 (+138.5%) Land $192,200 Building $237,100
2025	$8,388.00 (+3.24%) Widower's exemption	$180,000 (-) Land $79,400 Building $100,600	$180,000 (-) Land $79,400 Building $100,600
2024	$8,125.00 (+5.31%) Widower's exemption	$180,000 (-) Land $79,400 Building $100,600	$180,000 (-) Land $79,400 Building $100,600
2023	$7,715.00 (+2.42%) Widower's exemption	$180,000 Land $79,400 Building $100,600	$180,000 Land $79,400 Building $100,600
2022	$7,533.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: T-Mobile, Verizon.

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