4 Line St, Charleston, SC 29403 Property Records

Charleston County property record for 4 Line St, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,738 sqft · built 2015
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$923,000 (Oct 2025)
Tax Bill	$3,270 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2025 Sale & Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`459-05-04-077`

Property Details

APN / Parcel Number

Primary APN	`459-05-04-077`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,738 sqft Living Area
Gross Area	2,702 sqft
1st Floor Area	869 sqft
Upper Floors Area	869 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	66 ft deep x 30 ft wide
Porch	Slab
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	4 LINE ST
City	CHARLESTON
State	SC
Zip	29403-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -4 N LINE
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1020
Census Tract	900

Owner

4 Line St is owned and occupied by two individuals who bought it in October 2025.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 LINE ST, CHARLESTON, SC 29403-4802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · VA Mortgage ARCUS LENDING INC
Oct 16, 2025	Deed, Transfer · Line of Credit GTE FCU
Nov 9, 2020	Grant Deed, Transfer · VA Mortgage CMG FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on File
Deed Sale	Oct 16, 2025 · Amount on File
Prior Sale	Nov 9, 2020 · Amount on File
Deed Book / Page	1344 / 500
Prior Transfer Date	Dec 14, 2015
Prior Transfer Doc	0531/0033
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	4 LINE ST, CHARLESTON, SC 29403-4802
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010660144
Date	Jan 7, 2022
Book Page	1066/144

Lender

Name	ARCUS LENDING INC
Type	Mortgage Company
Address	SAN JOSE, CA 95128

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Sep 1, 2051

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 16, 2025
Property Address	4 LINE ST, CHARLESTON, SC 29403-4802
Document Number	0013440500
Book / Page	1344 / 500
Map Reference	MB 285 PG 315
Instrument Date	Sep 18, 2025
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,399.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 LINE ST, CHARLESTON, SC 29403-4802

Mortgage

Document Number	0001344501
Date	Oct 16, 2025
Instrument	1344/501

Lender

Name	GTE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 9, 2020
Property Address	4 LINE ST, CHARLESTON, SC 29403-4802
Document Number	0933/0455
Book / Page	000933 / 000455
Instrument Date	Sep 28, 2020
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LINE ST CHARLESTON SC 294034802, CHARLESTON, SC 29403-4802

Mortgage

Document Number	933/0457
Date	Nov 9, 2020
Book Page	000933/000457

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4 Line St was $3,270, up 10.9% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,270.00 (+10.92%)	$652,050 (+2,775%) Land $230,000 Building $422,050	$881,200 Land $262,900 Building $618,300
2024	$2,948.00	$22,680
2022	$9,082.00	$22,680	$567,000 Land $200,000 Building $367,000
2020			$567,000 Land $200,000 Building $367,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Line St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	37 (1989–2024)
Claims Outside the SFHA	3 of 37
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Severe Storms And Flooding, Oct 2015 · 5 claims Hurricane Hugo, Sep 1989 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Line St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Home Telecom.

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