4 Lime St, Ephrata, PA 17522 Property Records

Lancaster County property record for 4 Lime St, Ephrata, PA 17522

Property Summary

Property Type	Duplex
Details	3 bd · 1.5 ba · 1,508 sqft · built 2009
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Dec 2018)
Tax Bill	$4,123 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Dec 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`260-50065-0-0000`

Property Details

APN / Parcel Number

Primary APN	`260-50065-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,508 sqft Living Area
Gross Area	2,302 sqft
1st Floor Area	768 sqft
Upper Floors Area	740 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Basement
Garage Area	1 sqft

Exterior Amenities

Porch	Slab
Porch Area	26 sqft
Deck Area	166 sqft
Patio Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4 LIME ST
City	EPHRATA
State	PA
Zip	17522-2314
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	4 LIME ST
Legal Subdivision	LIME STREET TRACT SUBDIVISION
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	2
Census Block	2001
Census Tract	12302

Owner

4 Lime St, a duplex, is owned and occupied by an individual who bought it in December 2018.

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4 LIME ST, EPHRATA, PA 17522-2314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2018	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU
Dec 27, 2018	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2018 · Amount on File
Deed Sale	Dec 27, 2018 · Amount on File
Prior Sale	Feb 22, 2010 · Amount on File
Deed Document Number	20186435546
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	4 LIME ST, EPHRATA, PA 17522-2314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LIME ST, EPHRATA, PA 17522-2314

Mortgage

Document Number	0006433691
Date	Dec 14, 2018
Instrument	6433691

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17055

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Dec 27, 2018
Property Address	4 LIME ST, EPHRATA, PA 17522-2314
Document Number	0006435546
Map Reference	VOL 235 PG 4
Instrument Date	Dec 27, 2018
Instrument	6435546
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,699.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LIME ST, EPHRATA, PA 17522-2314

Mortgage

Document Number	0006435547
Date	Dec 27, 2018
Instrument	6435547

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4 Lime St was $4,123 with a homeowner's exemption, up 2.3% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Ephrata Borough
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,100 Land $30,400 Building $137,700	$168,100 Land $30,400 Building $137,700
2025	$4,123.00 (+2.28%)
2024	$4,031.00	$168,100 Land $30,400 Building $137,700
2018			$168,100 Land $30,400 Building $137,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Lime St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	72 (1978–2021)
Claims Outside the SFHA	15 of 72
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Tropical Storm Lee, Sep 2011 · 26 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Lime St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20
Upward Broadband Fixed Wireless	100 / 40
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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