Worcester County property record for 4 Laurel Trl, Ocean Pines, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,288 sqft · built 1991 |
| Lot Size | 0.234 acres (10,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $27,000 (Aug 1990) |
| Tax Bill | $1,956 (2026) |
| Deeds & Mortgages | Jun 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-111695 |
| Primary APN | 03-111695 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,288 sqft Total Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,185 sqft (0.234 acres) |
| Porch | Slab |
| Porch Area | 180 sqft |
| Deck Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 111695 |
|---|---|
| Street Address | 4 LAUREL TRL |
| City | BERLIN |
| State | MD |
| Zip | 21811-1674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT B-10-627 10185 SQ FT LAUREL TRAIL PL OCEAN PINES SEC 10 |
| Legal Subdivision | OCEAN PINES SEC 10 |
| Legal Lot Number | 627 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 951101 |
4 Laurel Trl is owned and occupied by two individuals who bought it in August 1990.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 LAUREL TRL, BERLIN, MD 21811-1674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 1990 · Amount on File |
| Deed Sale | Aug 2, 1990 · Amount on File |
| Deed Book / Page | 1667 / 372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 4 LAUREL TRL, OCEAN PINES, MD 21811-1674 |
| Document Number | 0074380234 |
| Instrument Date | Jun 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 4 LAUREL TRL OCEAN PINES MD 218111674, OCEAN PINES, MD 21811-1674 |
| Document Number | 0074380234 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 007438/000234 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2049 |
The 2026 property tax bill for 4 Laurel Trl was $1,956 with a homeowner's exemption, up 1.6% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,956.00 (+1.56%) Homeowner's exemption | $295,933 | $318,900 Land $93,700 Building $225,200 |
| 2025 | $1,926.00 Homeowner's exemption | ||
| 2023 | $1,845.00 Homeowner's exemption | $227,733 | $250,000 Land $89,700 Building $160,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Laurel Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Laurel Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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