4 Laurel St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 4 Laurel St, Chicopee, MA 01020 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,375 sqft · built 1880
Lot Size	0.129 acres (5,600 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2022)
Tax Bill	$3,728 (2025)
Deeds & Mortgages	May 2021 Refinance Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`283-00031`

Property Details

APN / Parcel Number

Primary APN	`283-00031`
Alternative APN	`CHIC M:0283 P:00031`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,375 sqft Living Area
Gross Area	3,040 sqft
1st Floor Area	611 sqft
Attic	Attic
Attic Area	611 sqft
Basement Area	611 sqft
Unfinished Basement	611 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,600 sqft (0.129 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	283-00031
Street Address	4 LAUREL ST
City	CHICOPEE
State	MA
Zip	01020-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2042
Census Tract	810601

Owner

Source: Hampden County and Chicopee City records · APN 283-00031

Assessment roll updated April 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 LAUREL ST, CHICOPEE, MA 01020-1416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 05, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Apr 01, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Aug 30, 2022	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Prior Sale	Mar 31, 2011 · Amount on Record
Deed Document Number	202252595
Deed Book / Page	24704 / 415
Transfer Doc	18
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	4 LAUREL ST, CHICOPEE, MA 01020-1416
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023865-337
Date	May 05, 2021
Book Page	23865/337
Instrument	30739

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jun 01, 2050

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	Apr 01, 2026
Property Address	4 LAUREL ST, CHICOPEE, MA 01020-1416
Document Number	0000242385
Instrument Date	Mar 23, 2026
Instrument	2026242385
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LAUREL ST, CHICOPEE, MA 01020-1416

Mortgage

Document Number	0000242385,
Date	Apr 01, 2026
Instrument	2026242385

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	May 01, 2052

Interest

Rate	6.01%
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 30, 2022
Property Address	4 LAUREL ST, CHICOPEE, MA 01020-1416
Document Number	024704-415
Book / Page	24704 / 415
Instrument Date	Aug 30, 2022
Instrument	52595
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 SAVOY AVE, SPRINGFIELD, MA 01104-2072

Mortgage

Document Number	0000052596
Date	Aug 30, 2022
Instrument	52596

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,728.00 (+5.46%)	$245,900 (+2.67%) Land $87,200 Building $158,700	$303,525
2024	$3,535.00 (+6.64%)	$239,500 (+9.46%) Land $85,500 Building $154,000
2023	$3,315.00	$218,800 Land $77,800 Building $141,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138106012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 398 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Chicopee Municipal Lighting Plant	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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