4 Laurel Rd, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 4 Laurel Rd, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,965 sqft · built 1953
Lot Size	0.247 acres (10,742 sqft)
Owner	2 Company Names on Record
Last Sale	$290,000 (Aug 1999)
Tax Bill	$9,019 (2026)
Deeds & Mortgages	Aug 2026 Transfer May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0018 B:0021 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0018 B:0021 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,965 sqft Living Area
Gross Area	2,265 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,742 sqft (0.247 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 LAUREL RD
City	SWAMPSCOTT
State	MA
Zip	01907-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Subdivision	WHITNEY ESTATE
Legal Block	21
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	4
Census Block	4001
Census Tract	202200

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4 LAUREL RD, SWAMPSCOTT, MA 01907-2313
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Quit Claim Deed, Transfer Quitclaim
May 3, 2017	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 1999 · Amount on Record
Deed Sale	Aug 30, 1999 · Amount on Record
Deed Document Number	1999
Deed Book / Page	15906 / 250
Last Transfer Date	Jul 18, 2026
Transfer Doc	0000001270
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Aug 4, 2026
Property Address	4 LAUREL RD, SWAMPSCOTT, MA 01907-2313
Document Number	0000001270
Book / Page	43549 / 539
Instrument Date	Jul 18, 2026
Instrument	20261270
Transaction Type	Transfer
Record Updated	Aug 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LAUREL RD, SWAMPSCOTT, MA 01907-2313

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	4 LAUREL RD, SWAMPSCOTT, MA 01907-2313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35841-431
Date	May 3, 2017
Book Page	35841/431
Instrument	223

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,019.00 (+5.93%)	$751,600 (+1.25%) Land $420,600 Building $331,000	$868,132 (+0.87%)
2025	$8,514.00 (+9.94%)	$742,300 (+12.54%) Land $420,600 Building $321,700	$860,605
2023	$7,744.00	$659,600 Land $359,100 Building $300,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	122 (1978–2018)
Claims Outside the SFHA	23 of 122
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 12 claims Coastal Storm, Oct 1991 · 21 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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