4 Laurel Ln, Prospect, CT 06712 Property Records

Prospect Town property record for 4 Laurel Ln, Prospect, CT 06712 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,236 sqft · built 1969
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Feb 2000)
Tax Bill	$5,423 (2025)
Deeds & Mortgages	Nov 2023 Refinance Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`V0297300`

Property Details

APN / Parcel Number

Primary APN	`V0297300`
Alternative APN	`PROS M:114 B:79 L:4`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
Gross Area	2,388 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1994
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	V0297300
Street Address	4 LAUREL LN
City	PROSPECT
State	CT
Zip	06712-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	79
Legal Lot Number	4
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2007
Census Tract	347100

Owner

Source: Prospect Town records · APN V0297300

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 LAUREL LN, PROSPECT, CT 06712-1408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ION BANK
Nov 06, 2023	Deed of Trust, Mortgage · ARM ION BANK
Sep 18, 2023	Deed of Trust, Mortgage · ARM ION BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 15, 2000 · Amount on Record
Deed Sale	Feb 15, 2000 · Amount on Record
Deed Book / Page	347 / 217
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	4 LAUREL LN, PROSPECT, CT 06712-1408
Transaction Type	Mortgage
Record Updated	Dec 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000925-392
Date	Nov 21, 2023
Book Page	925/392
Instrument	2023-1125

Lender

Name	ION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2048

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	4 LAUREL LN, PROSPECT, CT 06712-1408
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000925-147
Date	Nov 06, 2023
Book Page	925/147
Instrument	2023-1060

Lender

Name	ION BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	121 Months
Due	Dec 01, 2033

Interest

Rate Type	Adjustable Rate

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	4 LAUREL LN, PROSPECT, CT 06712-1408
Transaction Type	Mortgage
Record Updated	Oct 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000924-262
Date	Sep 18, 2023
Book Page	924/262
Instrument	2023-890

Lender

Name	ION BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Prospect Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,423.00	$212,100 (+42.81%) Land $82,950 Building $129,150	$148,470 Land $58,065 Building $90,405
2024	$5,423.00 (+14.39%)
2023	$4,741.00 (-0.08%)	$148,520 (-) Land $82,950 Building $65,570
2022	$4,745.00	$148,520 Land $82,950 Building $65,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 98% of Connecticut
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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